645 Clifton Dr, Bear, DE 19701 Property Records

New Castle County property record for 645 Clifton Dr, Bear, DE 19701

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,020 sqft · built 1987
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on File
Last Sale$284,900 (Jul 2003)
Tax Bill$3,995 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN11-038.00-160

Property Details

APN / Parcel Number

Primary APN11-038.00-160

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,020 sqft Living Area
1st Floor Area1,036 sqft
Family RoomFamily Room
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,670 sqft (0.75 acres)
Lot Dimensions255 ft deep x 128 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address645 CLIFTON DR
CityBEAR
StateDE
Zip19701-2182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC21
Legal SubdivisionHICKORY WOODS SEC 4
Legal BlockN
Legal Lot Number262
JurisdictionNEW CASTLE DE
Township / Civil DivisionGLASGOW
Census Block Group2
Census Block2012
Census Tract14809

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

645 Clifton Dr is owned and occupied by two individuals who bought it in July 2003.

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address645 CLIFTON DR, BEAR, DE 19701-2182
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Nov 8, 2023Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2003 · Amount on File
Deed SaleJul 10, 2003 · Amount on File
Deed Document Number200382775
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address645 CLIFTON DR, BEAR, DE 19701-2182
Transaction TypeMortgage
Record UpdatedFeb 25, 2026
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 CLIFTON DR, BEAR, DE 19701-2182

Mortgage

Document Number0000009650
DateFeb 6, 2026
Instrument20260206-0009650
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2041

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateNov 8, 2023
Property Address645 CLIFTON DR, BEAR, DE 19701-2182
Document Number0000075250
Map ReferenceMF 8577
Instrument DateNov 3, 2023
Instrument20231108-0075250
Transaction TypeTransfer
Record UpdatedNov 21, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address645 CLIFTON DR, BEAR, DE 19701-2182

Mortgage

Document Number0000075254
DateNov 8, 2023
Instrument20231108-0075254
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 645 Clifton Dr was $3,995.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictChristina School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,995.00$490,800 Land $107,500 Building $383,300
2024$444,330
2023$3,979.00$96,100 Land $16,000 Building $80,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 645 Clifton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Clifton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 81% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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