645 Clark Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 645 Clark Rd, Rutherfordton, NC 28139 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1959
Square Footage	896 sqft Heated Area
Lot Size	268,330 sqft (6.15 acres)
Occupancy	Owner Occupied
Last Sale	$83,000 (2016)
Tax Bill	$686.00 (2021)

Property Details

APN / Parcel Number

Primary APN	`1648115`
Alternative APNs	`808561` `54229`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	896 sqft Heated Area
Gross Area	816 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1959
Exterior Material	Wood Siding Exterior
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	268,330 sqft (6.15 acres)
Patio Area	80 sqft Patio
Porch	Open Porch
Porch Area	132 sqft Porch

Utilities and HVAC

Cooling System	A/C Fan Cooling Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	54229
Old Parcel Number	808561
Street Address	645 CLARK RD
City	RUTHERFORDTON
State	NC
Zip	28139-8364
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PL32-21
Legal Block	1
Legal Lot Number	23
Jurisdiction	RUTHERFORD NC
Minor Civil Division	GREEN HILL
Census Blockgroup	1
Census Block	1011
Census Tract	960203

Owner

Source: Rutherford County records · APN 1648115

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 CLARK RD, RUTHERFORDTON, NC 28139-8364
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2016 · Amount on Record
Deed Sale	Sep 16, 2016 · Amount on Record
Prior Sale	Feb 18, 2011 · Amount on Record
Deed Doc Number	0001134779
Deed Book / Page	1134 / 779
Record Refreshed	Jun 07, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	645 CLARK RD, RUTHERFORDTON, NC 28139-8364
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020501929
Date	Aug 23, 2021
Book Page	2050/1929

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$149,300 Land $55,400 Building $93,900	$149,300 Land $55,400 Building $93,900
2022	$686.00
2021	$686.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate 56th percentile nationally · 78th in North Carolina
Wildfire Likelihood	About 1 in 625 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.