645 Clark Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 645 Clark Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	3,038 sqft · built 1959
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$17,770 (2025)
Deeds & Mortgages	Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`49-02606-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`49-02606-0000-00011`
Alternative APNs	`4900122000000009` `490260600011`

Interior

Stories	2 Stories
Building Area	3,038 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4900122000000009
Street Address	645 CLARK AVE
City	RIDGEFIELD
State	NJ
Zip	07657-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	50X100
Legal Subdivision	SFB MORSE
Legal Block	2606
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2011
Census Tract	45101

Owner

645 Clark Ave is owned and occupied by two individuals who acquired it in October 2021.

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	645 CLARK AVE, RIDGEFIELD, NJ 07657-2718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2013
Deed Sale	Mar 27, 2013
Prior Sale	Oct 2, 2003 · Amount on File
Deed Document Number	201334758
Deed Book / Page	1334 / 1481
Last Transfer Date	Oct 29, 2021
Transfer Doc	0047761356
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Aug 17, 2022
Property Address	645 CLARK AVE, RIDGEFIELD, NJ 07657-2718
Document Number	0047761356
Book / Page	4776 / 1356
Instrument Date	Oct 29, 2021
Instrument	2022081589
Transaction Type	Transfer
Record Updated	Sep 9, 2022
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	645 CLARK AVE, 645, RIDGEFIELD, NJ 07657-2718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	645 CLARK AVE, RIDGEFIELD, NJ 07657-2718

Tax Assessment & Valuation

The 2025 property tax bill for 645 Clark Ave was $17,770, up 3.4% from the year before.

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,064,700 (+1.5%) Land $337,500 Building $727,200	$1,064,700 (+1.5%) Land $337,500 Building $727,200
2025	$17,770.00 (+3.44%)	$1,049,000 Land $332,500 Building $716,500	$1,049,000 Land $332,500 Building $716,500
2024	$17,179.00
2023		$994,600 Land $320,000 Building $674,600	$994,600 Land $320,000 Building $674,600
2022	$16,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Clark Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 645 Clark Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20