Clay County property record for 645 Chestnut Log Gap, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,371 sqft · built 2006 |
| Lot Size | 11 acres (483,080 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Sep 2010) |
| Tax Bill | $2,828 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 554200032105 |
| Primary APN | 554200032105 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,371 sqft Heated Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 483,080 sqft (11 acres) |
| Account Number | 3984301 |
|---|---|
| Street Address | 645 CHESTNUT LOG GAP |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 3 ROACH HEIRS PROP |
| Legal Subdivision | SURVEY FOR EDWARD L ROACH HEIRS |
| Legal Tract | 3 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | SWEETWATER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 950102 |
645 Chestnut Log Gap is owned by an individual who bought it in September 2010.
Source: Clay County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1467, HAYESVILLE, NC 28904-1467 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2010 · Amount on File |
| Deed Sale | Sep 1, 2010 · Amount on File |
| Prior Sale | Mar 11, 2010 · Amount on File |
| Deed Document Number | 20101858 |
| Deed Book / Page | 352 / 40 |
| Prior Transfer Date | Mar 2, 2010 |
| Prior Transfer Doc | 000348/109 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 645 Chestnut Log Gap was $2,828.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,828.00 | $880,100 (+95.32%) Land $126,900 Building $753,200 | $880,100 (+95.32%) Land $126,900 Building $753,200 |
| 2025 | $450,600 Land $75,500 Building $375,100 | $450,600 Land $75,500 Building $375,100 | |
| 2023 | $2,072.00 | $450,600 Land $75,500 Building $375,100 | $450,600 Land $75,500 Building $375,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Chestnut Log Gap in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 11 (2013–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Chestnut Log Gap is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures