645 Center St, Stanhope, IA 50246 Property Records

Hamilton County property record for 645 Center St, Stanhope, IA 50246

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,107 sqft · built 1920
Lot Size0.17 acres (7,400 sqft)
OwnerIndividual Name on Record
Last Sale$29,000 (Sep 2007)
Tax Bill$1,392 (2025)
Flood ZoneZone X (minimal risk)
APN40862505151003

Property Details

APN / Parcel Number

Primary APN40862505151003
Alternative APN
  • 450220000200000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,107 sqft Living Area
1st Floor Area476 sqft
Basement Area554 sqft
Unfinished Basement554 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,400 sqft (0.17 acres)
Lot Dimensions148 ft deep x 50 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area20 sqft
Deck AreaDeck Area
Patio Area20 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address645 CENTER ST
CitySTANHOPE
StateIA
Zip50246-7727
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEPLER'S C ADD E 50' OF N 148' LT 4
Legal Range00W
Legal Township00N
Legal Section00
Legal SubdivisionKEPLER'S C ADD
Legal Lot Number4
JurisdictionHAMILTON IA
Township / Civil DivisionCLEAR LAKE
Census Block Group3
Census Block3027
Census Tract960500

Owner

Source: Hamilton County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address645 CENTER ST, STANHOPE, IA 50246-7727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2007 · Amount on Record
Deed SaleSep 12, 2007 · Amount on Record
Prior SaleApr 12, 2007 · Amount on Record
Deed Document Number200772884
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHamilton County
MunicipalityStanhope City
Unified School DistrictSouth Hamilton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,392.00 (-13.33%) Homeowner's exemption$69,790 (-11.61%) Land $5,200 Building $64,590$69,790 (-11.61%) Land $5,200 Building $64,590
2024$1,606.00 (+66.6%)
2023$78,960 (+47.01%) Land $5,200 Building $73,760$78,960 (+47.01%) Land $5,200 Building $73,760
2022$964.00 Homeowner's exemption$53,710 Land $5,200 Building $48,510
2021$53,710 Land $5,200 Building $48,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANHOPE WATER DEPARTMENT
serves 364 people · EPA ID IA4045090
Water SourceGroundwater
Last State InspectionMar 2025
Also Mapped HereXENIA RWD (DES MOINES)
Lead12 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cooperative Telephone Exchange
Fiber
800 / 800
GigFire
Fixed Wireless
150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Center St

Nearby Streets

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