645 Cement Mountain Rd, Graham, TX 76450 Property Records

Young County property record for 645 Cement Mountain Rd, Graham, TX 76450

Property Summary

Property TypeRural Home
Details2,000 sqft · built 1998
Lot Size20.7 acres (903,434 sqft)
Owner2 Individual Names on Record
Last Sale$182,300 (Nov 2020)
Tax Bill$6,038 (2026)
Deeds & MortgagesNov 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN01692-0020-0000

Property Details

APN / Parcel Number

Primary APN01692-0020-0000
Alternative APN
  • 17138

Interior

Building Area2,000 sqft Living Area
Gross Area3,530 sqft
1st Floor Area1,424 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area903,434 sqft (20.7 acres)
PorchPorch
Porch Area180 sqft

Location & Zoning

Street Address645 CEMENT MOUNTAIN RD
CityGRAHAM
StateTX
Zip76450-6496
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionW G MORRIS - A-1692. IMP MH PID 58599 SITS HERE BUT IS TIED TO PID 17179
Legal SubdivisionW G MORRIS SURVEY ABSTRACT NO 1692
Legal Block20
JurisdictionYOUNG TX
Township / Civil DivisionGRAHAM
Census Block Group2
Census Block2012
Census Tract950401

Owner

Source: Young County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 366, GRAHAM, TX 76450-0366
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2020 · Amount on Record
Deed SaleNov 30, 2020 · Amount on Record
Deed Document Number20203190
Prior Transfer DateNov 25, 2020
Prior Transfer Doc0000003190
Record UpdatedOct 29, 2026

November 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionYOUNG TX
Recording DateNov 30, 2020
Property Address645 CEMENT MOUNTAIN RD, GRAHAM, TX 76450-6496
Document Number0020003190
Instrument DateNov 25, 2020
Instrument20003190
Transaction TypeTransfer
Record UpdatedDec 23, 2022
Title CompanyNOT AVAILABLE, BRAZOS TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address645 CEMENT MOUNTAIN RD, GRAHAM, TX 76450-6496

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 366, GRAHAM, TX 76450-0366

Mortgage

Document Number0020003191
DateNov 30, 2020
Instrument20003191
Lender
NameFIRST SECURITY STATE BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateDec 15, 2025
Change FrequencyAnnually
Min Rate At Change4.75%
IndexPrime Rate
Max Rate10.7%

Tax Assessment & Valuation

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

TypeName
StateTexas
CountyYoung County
Unified School DistrictGraham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,038.00 (+46.98%) Homeowner's exemption$319,392 (-18.19%)$398,490 (+2.07%) Land $228,140 Building $170,350
2025$4,108.00 (+23.73%) Homeowner's exemption$390,410 (+42.41%) Land $228,140 Building $162,270$390,410 (+42.41%) Land $228,140 Building $162,270
2023$274,140 Land $176,290 Building $97,850$274,140 Land $176,290 Building $97,850
2022$3,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 82% of Texas
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAHAM EAST WSC
serves 759 people · EPA ID TX2520008
Water SourcePurchased surface water from CITY OF GRAHAM
Last State InspectionMar 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
New Source Broadband
Fixed Wireless
100 / 50

May also be available: Nextlink.

Nearby Properties on Cement Mountain Rd

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