645 Caribbean Rd, Satellite Beach, FL 32937 Property Records

Brevard County property record for 645 Caribbean Rd, Satellite Beach, FL 32937

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,806 sqft · built 1976
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Nov 2011)
Tax Bill$8,004 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-37-02-50-I-12

Property Details

APN / Parcel Number

Primary APN27-37-02-50-I-12
Alternative APNs
  • 27-37-02-50-0000I.0-0012.00
  • 2707730

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,806 sqft Living Area
Gross Area2,592 sqft
1st Floor Area1,806 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions110 ft deep x 80 ft wide
Garage TypeAttached
Garage Area462 sqft
PorchScreened/Unfinished Porch
Porch Area324 sqft
Deck Area418 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2707730
Street Address645 CARIBBEAN RD
CitySATELLITE BEACH
StateFL
Zip32937-4007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionDE SOTO PARK UNIT 2 LOT 12 BLK I
Legal Range37E
Legal Township27S
Legal Section02
Legal SubdivisionDE SOTO PARK UNIT 2
Legal BlockI
Legal Lot Number12
Legal Unit2
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group2
Census Block2014
Census Tract66600

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address645 CARIBBEAN RD, SATELLITE BEACH, FL 32937-4007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jul 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Nov 17, 2017Deed of Trust, Mortgage · Conventional with PMI
GOODMORTGAGE.COM

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2011 · Amount on Record
Deed SaleNov 1, 2011 · Amount on Record
Prior SaleAug 3, 2011
Deed Document Number2011196269
Deed Book / Page6479 / 577
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 27, 2020
Property Address645 CARIBBEAN RD, SATELLITE BEACH, FL 32937-4007
Document Number0088060301
Book / Page8806 / 301
Map ReferenceMB 24 PG 17
Instrument DateJul 22, 2020
Instrument2020159345
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanySTATE TITLE PARTNERS LLP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 SKYLINE BLVD, 120, SATELLITE BEACH, FL 32937-3276

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 CARIBBEAN RD, SATELLITE BEACH, FL 32937-4007
InvestorPossibly a Property Investor

Mortgage

Document Number0008806304
DateJul 27, 2020
Instrument8806/304
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address645 CARIBBEAN RD, SATELLITE BEACH, FL 32937-4007
Document Number0085080698
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedSep 4, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 CARIBBEAN RD SATELLITE BEACH FL 329374007, SATELLITE BEACH, FL 32937-4007

Mortgage

Document Number0085080698
DateAug 7, 2019
Book Page008508/000698
Instrument172618
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 6, 2034

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address645 CARIBBEAN RD, SATELLITE BEACH, FL 32937-4007
Document Number0080342518
Book / Page008034 / 002518
Instrument DateNov 17, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyTITLE SECURITY AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 CARIBBEAN RD SATELLITE BEACH FL 329374007, SATELLITE BEACH, FL 32937-4007

Mortgage

Document Number0080342518
DateNov 27, 2017
Book Page008034/002518
Instrument245197
Lender
NameGOODMORTGAGE.COM
TypeMortgage Company
AddressTYSONS CORNER, VA 22182
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 26, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalitySatellite Beach City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$470,840 (+0.47%)$470,840 (+0.47%)
2025$8,004.00 (-2.82%) Homeowner's exemption$468,650 (-0.32%) Land $225,000 Building $243,650$468,650 (-0.32%) Land $225,000 Building $243,650
2023$8,236.00 (+16.64%) Homeowner's exemption$470,170 (+5.53%) Land $195,000 Building $275,170$470,170 (+5.53%) Land $195,000 Building $275,170
2022$7,061.00$445,520 Land $187,000 Building $258,520$445,520 Land $187,000 Building $258,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 185 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies185 in force
Nearby Flood Claims35 (1980–2022)
Claims Outside the SFHA29 of 35
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 6 claims
  • Hurricane Frances, Sep 2004 · 15 claims
  • Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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