645 Capp St, San Francisco, CA 94110 Property Records

San Francisco City property record for 645 Capp St, San Francisco, CA 94110

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,118 sqft · built 1879
Lot Size	0.001 acres (21 sqft)
Owner	2 Individual Names on File
Last Sale	$2,095,000 (Nov 2022)
Tax Bill	$26,585 (2025)
Deeds & Mortgages	Mar 2023 Transfer Nov 2022 Sale & Mortgage
APN	`3615-082`

Property Details

APN / Parcel Number

Primary APN	`3615-082`
Alternative APN	`3615 054`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,118 sqft Living Area
1st Floor Area	2,118 sqft
Basement Area	850 sqft

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1879
Construction Type	Frame
Lot Area	21 sqft (0.001 acres)

Location & Zoning

Street Address	645 CAPP ST
City	SAN FRANCISCO
State	CA
Zip	94110-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM1
Legal Subdivision	MISSION BL 64
Legal Block	3615
Legal Lot Number	82
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	MISSION-BERNAL
Census Block Group	3
Census Block	3000
Census Tract	20801

Owner

645 Capp St is owned and occupied by two individuals who bought it in November 2022.

Source: San Francisco City records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	645 CAPP ST, SAN FRANCISCO, CA 94110-2509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Correction Deed FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Nov 18, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on File
Deed Sale	Nov 18, 2022 · Amount on File
Prior Sale	Oct 1, 2014 · Amount on File
Deed Document Number	2022105072
Prior Transfer Date	Dec 10, 2007
Prior Transfer Doc	J540/0036
Record Updated	Oct 29, 2026

March 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Mar 8, 2023
Property Address	645 CAPP ST, SAN FRANCISCO, CA 94110-2509
Document Number	0000018115
Instrument Date	Feb 23, 2023
Instrument	2023018115
Record Updated	Mar 23, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	645 CAPP ST, SAN FRANCISCO, CA 94110-2509

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Nov 18, 2022
Property Address	645 CAPP ST, SAN FRANCISCO, CA 94110-2509
Document Number	0000105072
Instrument Date	Nov 15, 2022
Instrument	2022105072
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,712.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	645 CAPP ST, SAN FRANCISCO, CA 94110-2509

Mortgage

Document Number	0000105073
Date	Nov 18, 2022
Instrument	2022105073

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.85%
Type Change Date	Dec 1, 2029
Change Frequency	Monthly
Min Rate At Change	3.95%
Index	1-Year T-Bill
Max Rate	1.95%

Tax Assessment & Valuation

The 2025 property tax bill for 645 Capp St was $26,585, up 3% from the year before.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,223,234 (+2%) Land $1,556,264 Building $666,970
2025	$26,585.00 (+2.96%)	$2,179,637 Land $1,525,746 Building $653,891
2024	$25,821.00 (+1.51%)
2023	$25,438.00 (+7.61%)	$2,095,000 Land $1,466,500 Building $628,500
2022	$23,640.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 645 Capp St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 645 Capp St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,000 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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