645 Cape Capri Dr, Katy, TX 77493 Property Records

Waller County property record for 645 Cape Capri Dr, Katy, TX 77493

Property Summary

Property TypeSingle Family Home
Details2,240 sqft · built 2022
Lot Size0.168 acres (7,314 sqft)
OwnerIndividual Name on Record
Tax Bill$5,872 (2025)
Deeds & MortgagesJul 2025 Sale
Mar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN800006-002-014-000

Property Details

APN / Parcel Number

Primary APN800006-002-014-000
Alternative APNs
  • R262943
  • 262943

Interior

Stories1 Story
Building Area2,240 sqft Living Area
1st Floor Area2,240 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area7,314 sqft (0.168 acres)
Lot Dimensions131 ft deep x 56 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area220 sqft

Location & Zoning

Street Address645 CAPE CAPRI DR
CityKATY
StateTX
Zip77493-6433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS800006 SUNTERRA 6 (GATED) BLK 2 LOT 14
Legal SubdivisionSUNTERRA 6 (GATED)
Legal Block2
Legal Lot Number14
JurisdictionWALLER TX
Township / Civil DivisionBROOKSHIRE
Census Block Group1
Census Block1002
Census Tract680100

Owner

Source: Waller County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address645 CAPE CAPRI DR, KATY, TX 77493-6433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2025Warranty Deed, Transfer
Mar 22, 2023Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
CATHAY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2025
Deed SaleJan 28, 2025
Prior SaleMar 22, 2023 · Amount on Record
Deed Document Number2025925
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALLER TX
Recording DateJul 24, 2025
Property Address645 CAPE CAPRI DR, KATY, TX 77493-6433
Document Number0002508908
Map ReferenceFILE 2110193
Instrument DateJul 24, 2025
Instrument2508908
Transaction TypeTransfer
Record UpdatedNov 7, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address211 BIG HOLLOW LN, HOUSTON, TX 77042-1015

March 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionWALLER TX
Recording DateMar 22, 2023
Property Address645 CAPE CAPRI DR, KATY, TX 77493-6433
Document Number0002303306
Map ReferenceFILE 2110193
Instrument2303306
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 30, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 CAPE CAPRI DR, KATY, TX 77493-6433

Mortgage

Document Number0002303307
DateMar 22, 2023
Instrument2303307
Lender
NameCATHAY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change12%
Index1-Year CMT
Max Rate12%

Tax Assessment & Valuation

Source: Waller County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyWaller County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,872.00$441,090 (+65.83%) Land $74,750 Building $366,340$441,090 (+65.83%) Land $74,750 Building $366,340
2023$265,995 (+255.85%) Land $74,750 Building $191,245$265,995 (+255.85%) Land $74,750 Building $191,245
2022$74,750 Land $74,750$74,750 Land $74,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims88 (1992–2026)
Claims Outside the SFHA64 of 88
Most Recent ClaimApr 2026 · other causes
Claims by Event
  • Hurricane Harvey, Aug 2017 · 63 claims
  • Severe Storms And Flooding, Apr 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · above 48% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS-WALLER COUNTIES MUD 5
serves 4,098 people · EPA ID TX2370138
Water SourcePurchased groundwater from HARRIS-WALLER COUNTIES MUD 4
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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