645 Cambridge Dr, New Braunfels, TX 78132 Property Records

Comal County property record for 645 Cambridge Dr, New Braunfels, TX 78132

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,158 sqft · built 2018
Lot Size	1.56 acres (68,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,140 (Jan 2026)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`45-0695-1587-00`

Property Details

APN / Parcel Number

Primary APN	`45-0695-1587-00`
Alternative APN	`145756`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,158 sqft Living Area
Gross Area	3,182 sqft
1st Floor Area	2,158 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stone
Roof Type	Hip
Roof Material	Concrete
Lot Area	68,389 sqft
View / Lot	Drainage
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	1,184 sqft
Patio Area	144 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	645
City	NEW BRAUNFELS
State	TX
Zip	78132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CHASE 10, LOT 1587
Legal Subdivision	RIVER CHASE 10
Legal Block	2
Legal Lot Number	1587
Jurisdiction	COMAL TX
Township / Civil Division	NEW BRAUNFELS
Census Block Group	2
Census Block	2014
Census Tract	310903

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2065 DOVE CROSSING DR, NEW BRAUNFELS, TX 78130-3360
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP
Jan 2, 2026	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 17, 2018	Loan Modification, Mortgage RANDOLPH BROOKS FCU
Dec 22, 2017	Trustee's Deed, Construction Loan · Construction Mortgage RANDOLPH BROOKS FCU
May 1, 2017	Warranty Deed, Transfer RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	May 2, 2017 · Amount on Record
Deed Document Number	202622
Prior Transfer Date	Apr 27, 2017
Prior Transfer Doc	0000022840
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	645 CAMBRIDGE DR, NEW BRAUNFELS, TX 78132-5238
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	MTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006056223
Date	Oct 28, 2021
Instrument	202106056223

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 1, 2041

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Jan 2, 2026
Property Address	645 CAMBRIDGE DR, NEW BRAUNFELS, TX 78132-5238
Document Number	0006000022
Map Reference	DOC 2000606053888
Instrument Date	Dec 31, 2025
Instrument	202606000022
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 SKY HBR, CIBOLO, TX 78108-3238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2065 DOVE CROSSING DR, NEW BRAUNFELS, TX 78130-3360

Mortgage

Document Number	0006000023
Date	Jan 2, 2026
Instrument	202606000023

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	645 CAMBRIDGE DR, NEW BRAUNFELS, TX 78132-5238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006012300
Date	Apr 1, 2020
Instrument	202006012300

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2040

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COMAL TX
Property Address	645 CAMBRIDGE DR, NEW BRAUNFELS, TX 78132-5238
Document Number	0006002687
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 CAMBRIDGE DR NEW BRAUNFELS TX 781325238, NEW BRAUNFELS, TX 78132-5238

Mortgage

Document Number	0006002687
Date	Jan 25, 2019
Instrument	6002687

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2049

Interest

Rate	4%

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COMAL TX
Recording Date	Dec 22, 2017
Property Address	645 CAMBRIDGE DR, NEW BRAUNFELS, TX 78132-5238
Instrument Date	Dec 18, 2017
Instrument	6055176
Transaction Type	Construction Loan
Record Updated	Jan 4, 2018
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 CAMBRIDGE DR NEW BRAUNFELS TX 78132, NEW BRAUNFELS, TX 78132

Mortgage

Document Number	0006055176
Date	Dec 22, 2017
Instrument	6055176

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	384 Months
Due	Dec 21, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMAL TX
Recording Date	May 1, 2017
Property Address	645 CAMBRIDGE DR, NEW BRAUNFELS, TX 78132-5238
Document Number	0006022840
Instrument Date	Apr 27, 2017
Instrument	6022840
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	993 SEMINOLE DR NEW BRAUNFELS TX 781302877, NEW BRAUNFELS, TX 78130-2877

Mortgage

Document Number	6022841
Date	May 1, 2017
Instrument	6022841

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2032

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$719,680 (+13.99%) Land $180,100 Building $539,580	$719,680 (-3.4%) Land $180,100 Building $539,580
2025	$2,691.00 (-25.66%) Homeowner's exemption Senior Citizen's exemption	$631,338 (-16.56%) Land $198,480 Building $546,520	$745,000 (-1.54%) Land $198,480 Building $546,520
2024	$3,620.00 (+222.06%)
2023		$756,630 Land $175,700 Building $580,930	$756,630 Land $175,700 Building $580,930
2018	$1,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2003–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon, VTX Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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