645 Buffalo Trail Ct, Rocklin, CA 95765 Property Records

Placer County property record for 645 Buffalo Trail Ct, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,156 sqft · built 2023
Owner	2 Individual Names on File
Last Sale	$750,000 (Nov 2023)
Tax Bill	$11,384 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`372-260-039-000`

Property Details

APN / Parcel Number

Primary APN	`372-260-039-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,156 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	645 BUFFALO TRAIL CT
City	ROCKLIN
State	CA
Zip	95765-6042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 WHITNEY RANCH PHASE II-H UNIT 60 AND 61AB
Legal Subdivision	WHITNEY RANCH
Legal Lot Number	44
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1003
Census Tract	21324

Owner

645 Buffalo Trail Ct is owned and occupied by two individuals who bought it in November 2023.

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 BUFFALO TRAIL CT, ROCKLIN, CA 95765-6042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage LOAN FACTORY INC
Nov 13, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage SAFE CU
Nov 13, 2023	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Nov 10, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Nov 10, 2022 · Amount on File
Deed Document Number	202362288
Prior Transfer Date	Nov 2, 2023
Prior Transfer Doc	0000062289
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Nov 12, 2025
Property Address	645 BUFFALO TRAIL CT, ROCKLIN, CA 95765-6042
Document Number	0000063434
Map Reference	MB FF PG 65
Instrument Date	Oct 28, 2025
Instrument	2025-0063434
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	645 BUFFALO TRAIL CT, ROCKLIN, CA 95765-6042

Mortgage

Document Number	0000063435
Date	Nov 12, 2025
Instrument	2025-0063435

Lender

Name	LOAN FACTORY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

November 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 13, 2023
Property Address	645 BUFFALO TRAIL CT, ROCKLIN, CA 95765-6042
Document Number	0000062288
Map Reference	MB FF PG 65
Instrument Date	Nov 6, 2023
Instrument	2023-0062288
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 6, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 BUFFALO TRAIL CT, ROCKLIN, CA 95765-6042

Mortgage

Document Number	0000062290
Date	Nov 13, 2023
Instrument	2023-0062290

Lender

Name	SAFE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Nov 13, 2023
Property Address	645 BUFFALO TRAIL CT, ROCKLIN, CA 95765-6042
Document Number	0000062289
Map Reference	MB FF PG 65
Instrument Date	Nov 1, 2023
Instrument	2023-0062289
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 BUFFALO TRAIL CT, ROCKLIN, CA 95765-6042

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 10, 2022
Property Address	645 BUFFALO TRAIL CT, ROCKLIN, CA 95765-6042
Document Number	0000084351
Map Reference	MB FF PG 65
Instrument Date	Nov 4, 2022
Instrument	2022-0084351
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 BLUE OAKS BLVD STE 190, 190, ROSEVILLE, CA 95747-5157

Tax Assessment & Valuation

The 2025 property tax bill for 645 Buffalo Trail Ct was $11,384.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$780,288 (+2%) Land $239,292 Building $540,996
2025	$11,384.00	$764,989 Land $234,600 Building $530,389
2023	$4,185.00 (+62.71%)	$150,000 Land $150,000
2022	$2,572.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 645 Buffalo Trail Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Buffalo Trail Ct is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cal.net, DigitalPath, Zeta Broadband.

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