Walker County property record for 645 Bryan Rd, Sumiton, AL 35148
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,080 sqft · built 1967 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $188,000 (Jan 2025) |
| Tax Bill | $871 (2025) |
| Deeds & Mortgages | Oct 2018 Reverse Mortgage Oct 2018 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-05-15-1-000-010.000 |
| Primary APN | 24-05-15-1-000-010.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,440 sqft |
| Unfinished Basement | 1,080 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 303 ft deep x 120 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 392 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 352920 |
|---|---|
| Street Address | 645 BRYAN RD |
| City | SUMITON |
| State | AL |
| Zip | 35148-3316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Description | LT A CORDELL ADD TO GILBERT HEIGHTS SUB PLAT 3-74A SUMITON 15-15-5 |
| Legal Range | 05W |
| Legal Township | 15S |
| Legal Section | 15 |
| Legal Subdivision | GILBERT HEIGHTS FIRST ADD |
| Jurisdiction | WALKER AL |
| Township / Civil Division | DORA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 21700 |
Source: Walker County records · APN 24-05-15-1-000-010.000
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 BRYAN RD, SUMITON, AL 35148-3316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2018 | Deed of Trust, Mortgage · Reverse Mortgage HUD |
| Oct 01, 2018 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Oct 01, 2018 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Oct 01, 2018 | Deed of Trust, Mortgage · Reverse Mortgage HUD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2025 · Amount on Record |
| Deed Sale | Jan 14, 2025 · Amount on Record |
| Prior Sale | Nov 20, 2012 · Amount on Record |
| Prior Transfer Date | Apr 19, 2011 |
| Prior Transfer Doc | 02315/0628 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER AL |
| Property Address | 645 BRYAN RD, SUMITON, AL 35148-3316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002548/14 |
|---|---|
| Date | Oct 01, 2018 |
| Book Page | 2548/14 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 943 Months |
| Due | May 23, 2097 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER AL |
| Property Address | 645 BRYAN RD, SUMITON, AL 35148-3316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00002548/1 |
|---|---|
| Date | Oct 01, 2018 |
| Book Page | 2548/1 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Funding / Finance Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 943 Months |
| Due | May 23, 2097 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER AL |
| Property Address | 645 BRYAN RD, SUMITON, AL 35148-3316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2548/1 |
|---|---|
| Date | Oct 01, 2018 |
| Book Page | 2548/1 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Funding / Finance Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 943 Months |
| Due | May 23, 2097 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALKER AL |
| Property Address | 645 BRYAN RD, SUMITON, AL 35148-3316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2548/14 |
|---|---|
| Date | Oct 01, 2018 |
| Book Page | 2548/14 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 943 Months |
| Due | May 23, 2097 |
| Rate Type | Fixed Rate |
|---|
Source: Walker County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Walker County |
| Municipality | Sumiton City |
| Unified School District | Walker County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $871.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $27,680 (+125.59%) | $138,400 (+12.8%) |
| 2024 | Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $12,270 (+11.55%) Land $1,080 Building $11,190 | $122,700 (+11.55%) Land $10,800 Building $111,900 |
| 2023 | Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $11,000 Land $1,080 Building $9,920 | $110,000 Land $10,800 Building $99,200 |
Source: FEMA National Flood Hazard Layer as of October 29, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 98 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUMITON WATER WORKS BOARD serves 5,994 people |
|---|---|
| Water Source | Purchased surface water from JASPER WATER WORKS & SEWER BOARD |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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