645 Bruce Ave, Flossmoor, IL 60422 Property Records

Cook County property record for 645 Bruce Ave, Flossmoor, IL 60422

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,910 sqft · built 1953
Lot Size	0.45 acres (19,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jul 2022)
Tax Bill	$12,189 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-01-216-014`

Property Details

APN / Parcel Number

Primary APN	`31-01-216-014`
Alternative APN	`31-01-216-014-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	19,594 sqft (0.45 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 BRUCE AVE
City	FLOSSMOOR
State	IL
Zip	60422-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	13E
Legal Township	35N
Legal Section	01
Legal Subdivision	BRAEMAR
Legal Block	4
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	RICH
Census Block Group	2
Census Block	2003
Census Tract	829800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 BRUCE AVE, FLOSSMOOR, IL 60422-1209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	May 5, 2010 · Amount on Record
Deed Document Number	202234014
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 7, 2022
Property Address	645 BRUCE AVE, FLOSSMOOR, IL 60422-1209
Document Number	0018834014
Map Reference	DOC 15426441
Instrument Date	Jun 28, 2022
Instrument	2218834014
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	645 BRUCE AVE, FLOSSMOOR, IL 60422-1209

Mortgage

Document Number	0018834015
Date	Jul 7, 2022
Instrument	2218834015

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Rich Township
Municipality	Flossmoor Village
Elementary School District	Flossmoor School District 161 (PK - 08)
Secondary School District	Homewood-Flossmoor Community High School District 233 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,637 (+48.44%) Land $10,777 Building $17,860	$286,370 (+48.44%) Land $107,770 Building $178,600
2023	$12,189.00 (+72.53%)
2022	$7,065.00 Homeowner's exemption Senior Citizen's exemption	$19,292 Land $6,857 Building $12,435	$192,920 Land $68,570 Building $124,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1978–2016)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2016 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOSSMOOR serves 9,371 people · EPA ID IL0310870
Water Source	Purchased surface water from HOMEWOOD
Last State Inspection	Oct 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20