645 Bound Brook Rd, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 645 Bound Brook Rd, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	1,218 sqft · built 1913
Lot Size	0.189 acres (8,242 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jun 2019)
Tax Bill	$8,715 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00049-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`03-00049-0000-00033`
Alternative APN	`030004900033`

Interior

Stories	2 Stories
Building Area	1,218 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Construction Type	Frame
Lot Area	8,242 sqft (0.189 acres)
Lot Dimensions	206 ft deep x 40 ft wide

Location & Zoning

Street Address	645 BOUND BROOK RD
City	DUNELLEN
State	NJ
Zip	08812-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDT
Legal Description	40X206AVG
Legal Subdivision	EQUATOR PARK
Legal Block	49
Legal Lot Number	33
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	3
Census Block	3014
Census Tract	300

Owner

645 Bound Brook Rd is owned and occupied by two individuals who acquired it in November 2020.

Source: Middlesex County and Dunellen Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	645 BOUND BROOK RD, DUNELLEN, NJ 08812-1005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCIAL RESOURCES FCU
Jun 3, 2019	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Prior Sale	Apr 24, 2014 · Amount on File
Deed Document Number	201941287
Deed Book / Page	17512 / 1326
Last Transfer Date	Nov 30, 2020
Transfer Doc	0000136367
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 29, 2020
Property Address	645 BOUND BROOK RD, DUNELLEN, NJ 08812-1005
Document Number	2020136367
Book / Page	18205 / 1723
Instrument Date	Nov 30, 2020
Instrument	2020136367
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 WALNUT ST, 508, MIDDLESEX, NJ 08846-1727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 BOUND BROOK RD, DUNELLEN, NJ 08812-1005

Mortgage

Document Number	2020136368
Date	Dec 29, 2020
Instrument	2020136368

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 3, 2019
Property Address	645 BOUND BROOK RD, DUNELLEN, NJ 08812-1005
Document Number	0000041287
Book / Page	017512 / 001326
Instrument Date	May 22, 2019
Instrument	41287
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	SUBURBAN TITLE EXAMINERS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 BOUND BROOK RD DUNELLEN NJ 088121005, DUNELLEN, NJ 08812-1005

Mortgage

Document Number	41288
Date	Jun 3, 2019
Book Page	017512/001331
Instrument	41288

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 645 Bound Brook Rd was $8,715, down 2.5% from the year before.

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,400 (+7.13%) Land $75,500 Building $305,900	$381,400 (+7.13%) Land $75,500 Building $305,900
2025	$8,715.00 (-2.47%)	$356,000 Land $75,500 Building $280,500	$356,000 Land $75,500 Building $280,500
2024	$8,936.00
2023		$309,800 Land $75,500 Building $234,300	$309,800 Land $75,500 Building $234,300
2022	$7,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Bound Brook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Nearby Flood Policies	20 units insured incl. 2 condo units
Nearby Flood Claims	49 (1996–2025)
Claims Outside the SFHA	7 of 49
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 10 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Bound Brook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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