Carbon County property record for 645 Bluewater Rd, Bridger, MT 59014
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1984 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,362 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R108175 |
| Primary APN | R108175 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 800 sqft |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Rustic |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 1,742,400 sqft (40 acres) |
| Terrain | Wooded |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 140 sqft |
| Granary | Granary |
| Pole Barn | 384 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001427000 |
|---|---|
| Street Address | BLUEWATER RD |
| City | BRIDGER |
| State | MT |
| Zip | 59014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S08, T06 S, R24 E, NW4NE4 |
| Legal Range | 24E |
| Legal Township | 06S |
| Legal Section | 08 |
| Jurisdiction | CARBON MT |
| Township / Civil Division | EAST CARBON |
| Census Block Group | 1 |
| Census Block | 1094 |
| Census Tract | 500 |
645 Bluewater Rd, a rural home, is owned by two individuals who acquired it in August 1994.
Source: Carbon County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 481, BRIDGER, MT 59014-0481 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 1994 |
| Deed Sale | Aug 3, 1994 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 645 Bluewater Rd was $1,362, up 5.2% from the year before.
Source: Carbon County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Carbon County |
| Unified School District | Bridger K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,362.00 (+5.17%) | $368,330 (-) | $368,330 (-) Land $4,240 Building $364,090 |
| 2025 | $1,295.00 | $368,330 | $368,330 Land $4,240 Building $364,090 |
| 2023 | $1,703.00 | $270,824 | $270,824 Land $3,824 Building $267,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Bluewater Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 12 (1991–2022) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Jun 2022 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Bluewater Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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