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645 Bernasek Dr, Debary, FL 32713 Property Records

Volusia County property record for 645 Bernasek Dr, Debary, FL 32713

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,070 sqft · built 1986
Lot Size0.311 acres (13,563 sqft)
Owner2 Individual Names on File
Last Sale$134,000 (Aug 1999)
Tax Bill$3,007 (2025)
Deeds & MortgagesAug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN8025-05-00-0570

Property Details

APN / Parcel Number

Primary APN8025-05-00-0570
Alternative APNs
  • 30182505000570
  • 25183005000570
  • 4723366.0
  • 4723366

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,070 sqft Living Area
Gross Area2,482 sqft
1st Floor Area2,070 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1989
Exterior MaterialBrick
Construction TypeWood
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,563 sqft (0.311 acres)
Lot Dimensions137 ft deep x 99 ft wide
Garage TypeAttached
Garage Area412 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchFinished/Open Porch
Porch Area816 sqft
Patio Area272 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number4723366
Street Address645 BERNASEK DR
CityDEBARY
StateFL
Zip32713-2731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01R4
Legal DescriptionLOT 57 SUMMERHAVEN PHASE II MB 39 PGS 147-148 INC PER OR 4466 PG 2056 PER OR 8296 PG 3547
Legal Range30E
Legal Township18S
Legal Section25
Legal SubdivisionSUMMERHAVEN PHASE II MB
Legal Phase2
Legal Tract05
Legal Lot Number57
JurisdictionVOLUSIA FL
Township / Civil DivisionDEBARY-ORANGE CITY
Census Block Group1
Census Block1042
Census Tract90905

Owner

645 Bernasek Dr is owned and occupied by two individuals who acquired it in August 2022.

Source: Volusia County records, as of March 16, 2026

Owner of Record2 Individual Names on File
Mailing Address645 BERNASEK DR, DEBARY, FL 32713-2731
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 1999 · Amount on File
Deed SaleAug 16, 1999 · Amount on File
Prior SaleOct 28, 1997 · Amount on File
Deed Book / Page4466 / 2056
Last Transfer DateAug 10, 2022
Transfer Doc0082963547
Record UpdatedJun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVOLUSIA FL
Recording DateAug 11, 2022
Property Address645 BERNASEK DR, DEBARY, FL 32713-2731
Document Number0082963547
Book / Page8296 / 3547
Map ReferenceMB 39 PG 147
Instrument DateJul 26, 2022
Instrument2022188219
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address645 BERNASEK DR, 645, DEBARY, FL 32713-2731

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address645 BEMASEK DR, DEBARY, FL 32713

Tax Assessment & Valuation

The 2025 property tax bill for 645 Bernasek Dr was $3,007 with a homeowner's exemption, up 5.1% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeBary City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$207,447 (+2.7%)$372,552 (+0.75%) Land $56,430 Building $316,122
2025$3,007.00 (+5.07%) Homeowner's exemption$201,994$369,774 Land $56,430 Building $313,344
2024$2,862.00 (+5.07%)
2023$2,724.00 (+2.48%) Homeowner's exemption$190,585 (+3%)$362,365 (+16.13%) Land $72,230 Building $290,135
2022$2,658.00 Homeowner's exemption$185,034$312,028 Land $54,173 Building $257,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Bernasek Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 51 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies56 units insured
incl. 5 condo units
Nearby Flood Claims8 (2008–2024)
Claims Outside the SFHA4 of 8
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Bernasek Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVC/SOUTHWEST WATER SYSTEM
serves 19,672 people · EPA ID FL3641336
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 35

May also be available: Verizon.

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