645 Bermuda Dr, San Mateo, CA 94403 Property Records

San Mateo County property record for 645 Bermuda Dr, San Mateo, CA 94403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,240 sqft · built 1954
Lot Size0.122 acres (5,300 sqft)
Owner2 Company Names on Record
Last Sale$560,500 (Apr 2009)
Tax Bill$10,607 (2025)
Deeds & MortgagesJun 2019 Transfer
Flood ZoneZone X (reduced by levee)
APN035-331-130

Property Details

APN / Parcel Number

Primary APN035-331-130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,240 sqft Living Area
1st Floor Area1,240 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Lot Area5,300 sqft (0.122 acres)
Lot Dimensions100 ft deep x 53 ft wide
View / LotAlley
Garage Area380 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address645 BERMUDA DR
CitySAN MATEO
StateCA
Zip94403-1424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 11 BLOCK 5 SAN MATEO VILLAGE UNIT NO 6 A RSM 37/39 40 CITY OF SAN MATEO
Legal SubdivisionSAN MATEO VILLAGE UNIT NO 6
Legal Block5
Legal Lot Number11
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group2
Census Block2012
Census Tract607500

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address645 BERMUDA DR, SAN MATEO, CA 94403-1424
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2009 · Amount on Record
Deed SaleApr 17, 2009 · Amount on Record
Prior SaleDec 4, 2008 · Amount on Record
Deed Document Number200945632
Last Transfer DateMay 30, 2019
Transfer Doc0000042714
Record UpdatedOct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateJun 5, 2019
Property Address645 BERMUDA DR, SAN MATEO, CA 94403-1424
Document Number0000042714
Instrument DateMay 30, 2019
Instrument42714
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address645 BERMUDA DR SAN MATEO CA 944031424, SAN MATEO, CA 94403-1424

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$736,212 (+2%) Land $368,106 Building $368,106
2025$10,607.00 (+10.52%) Homeowner's exemption$721,778 (+4.04%) Land $360,889 Building $360,889
2023$9,597.00 (+1.28%) Homeowner's exemption$693,752 Land $346,876 Building $346,876$1,091,610
2022$9,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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