645 Bending Oak N, Hernando, MS 38632 Property Records

DeSoto County property record for 645 Bending Oak N, Hernando, MS 38632 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,579 sqft · built 2006
Lot Size	0.544 acres (23,690 sqft)
Owner	Individual Name on File
Last Sale	$243,300 (May 2013)
Tax Bill	$2,539 (2025)
Deeds & Mortgages	Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-23-0-00097-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-23-0-00097-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,579 sqft Adjusted Area
1st Floor Area	1,516 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	23,690 sqft (0.544 acres)
Lot Dimensions	190 ft deep x 90 ft wide
Patio Area	138 sqft

Location & Zoning

Street Address	645 BENDING OAK N
City	HERNANDO
State	MS
Zip	38632-6512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROVE PARK SEC B LOT 97
Legal Range	007
Legal Township	03S
Legal Section	07
Legal Subdivision	GROVE PARK SEC B
Legal Lot Number	97
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1015
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-3-07-23-0-00097-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 BENDING OAK N, HERNANDO, MS 38632-6512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 03, 2013 · Amount on Record
Deed Sale	May 03, 2013 · Amount on Record
Prior Sale	Jan 17, 2006
Deed Book / Page	706 / 207
Last Transfer Date	Jan 22, 2021
Transfer Doc	000946/488
Record Updated	Jun 08, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Jan 27, 2021
Property Address	645 BENDING OAK N, HERNANDO, MS 38632-6512
Document Number	000946/488
Book / Page	946 / 488
Map Reference	MB 85 PG 32&33
Instrument Date	Jan 22, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9277 CLOVERWOOD LN, 9277, CORDOVA, TN 38016-0023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 BENDING OAK N, HERNANDO, MS 38632-6512

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,539.00 (+16.25%)	$24,370 (+36.1%) Land $3,500 Building $20,870	$243,696 (+36.09%) Land $35,000 Building $208,696
2023	$2,184.00	$17,906	$179,064 Land $35,000 Building $144,064

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 29% of Mississippi
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.