645 Beckett Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 645 Beckett Cv, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,238 sqft · built 2021
Lot Size	0.231 acres (10,104 sqft)
Owner	Individual Name on File
Tax Bill	$1,196 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-12-82-0-00148-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-12-82-0-00148-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,238 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,104 sqft (0.231 acres)

Location & Zoning

Street Address	645 BECKETT CV
City	HERNANDO
State	MS
Zip	38632-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER LEAF AT ARBOR POINTE PH LOT 148
Legal Subdivision	COPPER LEAF AT ARBOR POINTE PH II
Legal Lot Number	148
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1008
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-08-1-12-82-0-00148-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	645 BECKETT CV, HERNANDO, MS 38632-1024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2021
Deed Sale	Dec 20, 2021
Deed Document Number	0000982217
Deed Book / Page	982 / 217
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 20, 2021
Property Address	645 BECKETT CV, HERNANDO, MS 38632-1024
Document Number	000982/217
Book / Page	982 / 217
Map Reference	MB 136 PG 38
Instrument Date	Dec 16, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 07, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 488, NESBIT, MS 38651-0488

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	645 BECKETT COVE, HERNANDO, MS 38632-1024

Mortgage

Document Number	0005425279
Date	Dec 20, 2021
Instrument	5425/279

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,196.00 (-16.07%)	$17,771 (-) Land $4,000 Building $13,771	$177,708 (-) Land $40,000 Building $137,708
2023	$1,425.00	$17,771	$177,708 Land $40,000 Building $137,708

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711211, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 41% of Mississippi
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Telapex	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.