645 Banyan Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 645 Banyan Rd, Vero Beach, FL 32963

Property Summary

Property Type	Residential Vacant Land
Details	806 sqft · built 1956
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on Record
Last Sale	$2,300,000 (Nov 2025)
Tax Bill	$8,260 (2025)
Deeds & Mortgages	Nov 2025 Sale Jul 2024 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`32-40-32-00006-0110-00045.0`

Property Details

APN / Parcel Number

Primary APN	`32-40-32-00006-0110-00045.0`
Alternative APN	`58870`

Interior

Total Rooms	4 Rooms
Stories	1 Story
Building Area	806 sqft Living Area
1st Floor Area	806 sqft
Utility Room	Utility Room
Flooring	Vinyl Sheet/Linoleum
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Gravel
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide
View / Lot	Interior
Garage Type	Carport
Garage Area	176 sqft
Carport	Carport
Carport Area	176 sqft
Porch	Porch
Porch Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	645 BANYAN RD
City	VERO BEACH
State	FL
Zip	32963-1751
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-1A
Legal Description	VERO BEACH ESTATES BLK 11 LOT 45 & W 1/2 OF LOT 46 PBS 5-8
Legal Range	40E
Legal Township	32S
Legal Section	32
Legal Subdivision	VERO BEACH ESTATES
Legal Block	11
Legal Lot Number	45
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1037
Census Tract	50505

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	645 BANYAN RD, VERO BEACH, FL 32963-1751
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 12, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 20, 2024	Warranty Deed, Transfer HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW INC
Jan 5, 2024	Warranty Deed, Transfer HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW INC
Aug 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Mar 20, 2024 · Amount on Record
Deed Document Number	202557173
Deed Book / Page	3819 / 1346
Prior Transfer Date	Jul 12, 2024
Prior Transfer Doc	0037101519
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 19, 2025
Property Address	645 BANYAN RD, VERO BEACH, FL 32963-1751
Document Number	0038191346
Book / Page	3819 / 1346
Map Reference	MB 5 PG 8
Instrument Date	Nov 18, 2025
Instrument	3120250057173
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$16,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7205 KAMELYA ST SW, VERO BEACH, FL 32968-3801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 BANYAN RD, VERO BEACH, FL 32963-1751

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 12, 2024
Property Address	645 BANYAN RD, VERO BEACH, FL 32963-1751
Document Number	0037101519
Book / Page	3710 / 1519
Map Reference	MB 5 PG 8
Instrument Date	Jul 12, 2024
Instrument	3120240033792
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1618 W SANDPOINTE PL, VERO BEACH, FL 32963-2661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1618 W SANDPOINTE PL, VERO BEACH, FL 32963-2661

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 20, 2024
Property Address	645 BANYAN RD, VERO BEACH, FL 32963-1751
Document Number	0036850943
Book / Page	3685 / 943
Map Reference	MB 5 PG 8
Instrument Date	Mar 20, 2024
Instrument	3120240013171
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$4,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 HOYTS LN, OGUNQUIT, ME 03907-3244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1618 W SANDPOINTE PL, VERO BEACH, FL 32963-2661

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 5, 2024
Property Address	645 BANYAN RD, VERO BEACH, FL 32963-1751
Document Number	0036711639
Book / Page	3671 / 1639
Map Reference	MB 5 PG 8
Instrument Date	Jan 5, 2024
Instrument	3120240000842
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$5,124.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 644252, VERO BEACH, FL 32964-4252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 HOYTS LN, OGUNQUIT, ME 03907-3244

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 7, 2020
Property Address	645 BANYAN RD, VERO BEACH, FL 32963-1751
Document Number	0033261461
Book / Page	003326 / 001461
Instrument Date	Aug 7, 2020
Instrument	45793
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	265 RITA BLVD MELBOURNE BEACH FL 329513009, MELBOURNE BEACH, FL 32951-3009

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,260.00 (+74.67%)	$520,200 (+57.73%) Land $520,200	$520,200 (-14.97%) Land $520,200
2024	$4,729.00 (+5.09%)	$329,801 (+3%)	$611,805 (+10.93%) Land $520,200 Building $91,605
2023	$4,500.00 (+3.16%)	$320,195 (+3%)	$551,514 (+34.7%) Land $455,175 Building $96,339
2022	$4,362.00	$310,868	$409,442 Land $325,125 Building $84,317

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 200 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	603 units insured incl. 403 condo units
Nearby Flood Claims	76 (1984–2024)
Claims Outside the SFHA	41 of 76
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Frances, Sep 2004 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: East Creek Networks, Hotwire Communications.

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