645 Ash Ct, Lowell, IN 46356 Property Records

Lake County property record for 645 Ash Ct, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,640 sqft · built 2006
Lot Size	0.074 acres (3,212 sqft)
Owner	Individual Name on Record
Tax Bill	$2,166 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-29-04-0191-0038`

Property Details

APN / Parcel Number

Primary APN	`010-29-04-0191-0038`
Alternative APNs	`45-19-27-287-005.000-038` `290401910038`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,640 sqft Living Area
Gross Area	3,040 sqft
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,212 sqft (0.074 acres)
Lot Dimensions	73 ft deep x 44 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 ASH CT
City	LOWELL
State	IN
Zip	46356-4700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWBROOK PHASES 3, 4 & 5 LOT 69
Legal Subdivision	MEADOWBROOK PHASES 3, 4 & 5
Legal Lot Number	69
Jurisdiction	LAKE IN
Township / Civil Division	WEST CREEK
Census Block Group	4
Census Block	4001
Census Tract	43401

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 ASH CT, LOWELL, IN 46356-4700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit DEMOTTE STATE BANK
Jan 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage DEMOTTE STATE BANK
Feb 22, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021
Deed Sale	Feb 22, 2021
Prior Sale	Feb 3, 2009
Deed Document Number	202116088
Prior Transfer Date	Jun 26, 2014
Prior Transfer Doc	2014060174
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	645 ASH CT, LOWELL, IN 46356-4700
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 ASH CT, LOWELL, IN 46356-4700

Mortgage

Document Number	0000022865
Date	Jul 14, 2022
Instrument	2022-022865

Lender

Name	DEMOTTE STATE BANK
Type	Bank
Address	CEDAR LAKE, IN 46303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jul 2, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	645 ASH CT, LOWELL, IN 46356-4700
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 ASH CT, LOWELL, IN 46356-4700

Mortgage

Document Number	0000004186
Date	Jan 26, 2023
Instrument	2023-004186

Lender

Name	DEMOTTE STATE BANK
Type	Bank
Address	CEDAR LAKE, IN 46303

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 14, 2033

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Feb 22, 2021
Property Address	645 ASH CT, LOWELL, IN 46356-4700
Document Number	0000016088
Map Reference	MB 80 PG 90
Instrument Date	Jan 23, 2021
Instrument	2021-016088
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 ASH CT, LOWELL, IN 46356-4700

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Aug 8, 2019
Property Address	645 ASH CT, LOWELL, IN 46356-4700
Document Number	0000053625
Instrument Date	Oct 11, 2018
Instrument	53625
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	645 ASH CT LOWELL IN 463564700, LOWELL, IN 46356-4700

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	West Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,700 (+11.77%) Land $32,900 Building $199,800	$232,700 (+11.77%) Land $32,900 Building $199,800
2024	$2,166.00 (+15.03%)
2023		$208,200 (+10.57%) Land $32,900 Building $175,300	$208,200 (+10.57%) Land $32,900 Building $175,300
2022	$1,883.00	$188,300 Land $32,900 Building $155,400	$188,300 Land $32,900 Building $155,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Surf Internet, Verizon.

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