645 Ash Ave, Chula Vista, CA 91910 Property Records

San Diego County property record for 645 Ash Ave, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,803 sqft · built 1956
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Apr 2016)
Tax Bill	$5,940 (2025)
Deeds & Mortgages	Mar 2023 Construction Loan Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`572-080-08-00`

Property Details

APN / Parcel Number

Primary APN	`572-080-08-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,803 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	6,900 sqft (0.158 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	645 ASH AVE
City	CHULA VISTA
State	CA
Zip	91910-5303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 203 TR 003148
Legal Subdivision	KENWOOD VILLAGE
Legal Tract	003148
Legal Block	4
Legal Lot Number	203
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4001
Census Tract	13000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 ASH AVE, CHULA VISTA, CA 91910-5303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER
Dec 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FRANKLIN LOAN CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2016 · Amount on Record
Deed Sale	Apr 26, 2016 · Amount on Record
Prior Sale	Mar 1, 1996 · Amount on Record
Deed Document Number	2016192695
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	645 ASH AVE, CHULA VISTA, CA 91910-5303
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 ASH AVE, CHULA VISTA, CA 91910-5303

Mortgage

Document Number	0000080898
Date	Mar 29, 2023
Instrument	2023-0080898

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 15, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	645 ASH AVE, CHULA VISTA, CA 91910-5303
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TTL SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 ASH AVE, CHULA VISTA, CA 91910-5303

Mortgage

Document Number	0000524524
Date	Jul 22, 2021
Instrument	2021-0524524

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 2, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	645 ASH AVE, CHULA VISTA, CA 91910-5303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 ASH AVE, CHULA VISTA, CA 91910-5303

Mortgage

Document Number	0000817223
Date	Dec 18, 2020
Instrument	2020-0817223

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company
Address	PALM DESERT, CA 92260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,132 (+2%) Land $241,491 Building $265,641
2025	$5,940.00 (+5.08%)	$497,189 (+4.04%) Land $236,756 Building $260,433
2023	$5,653.00 (+2.95%)	$477,884 Land $227,563 Building $250,321
2022	$5,491.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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