645 Arenas St, La Jolla, CA 92037 Property Records

San Diego County property record for 645 Arenas St, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,272 sqft · built 1976
Lot Size0.86 acres (3,743 sqft)
Owner2 Company Names on Record
Last Sale$385,000 (Feb 1998)
Tax Bill$9,062 (2025)
Deeds & MortgagesOct 2025 Transfer
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN351-151-11-00

Property Details

APN / Parcel Number

Primary APN351-151-11-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,272 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area3,743 sqft (0.86 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address645 ARENAS ST
CityLA JOLLA
StateCA
Zip92037-5404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-1-1
Legal DescriptionLOT 13 N 75 FT TR 001939
Legal SubdivisionLA JOLLA CREST
Legal Tract001939
Legal Block1
Legal Lot Number13
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1005
Census Tract8101

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address645 ARENAS ST, LA JOLLA, CA 92037-5404
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Intrafamily Transfer, Transfer
Apr 29, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 1998 · Amount on Record
Deed SaleFeb 23, 1998 · Amount on Record
Prior SaleApr 17, 1992 · Amount on Record
Deed Document Number199893104
Last Transfer DateOct 23, 2025
Transfer Doc0000302269
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 28, 2025
Property Address645 ARENAS ST, LA JOLLA, CA 92037-5404
Document Number0000302269
Map ReferenceMAP 1939
Instrument DateOct 23, 2025
Instrument2025-0302269
Transaction TypeTransfer
Record UpdatedNov 6, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 ARENAS ST, LA JOLLA, CA 92037-5404

April 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 29, 2019
Property Address645 ARENAS ST, LA JOLLA, CA 92037-5404
Document Number0000156682
Map ReferenceMAP 1939
Instrument DateApr 3, 2019
Instrument2019-0156682
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 ARENAS ST, LA JOLLA, CA 92037-5404

Mortgage

Document Number0000156683
DateApr 29, 2019
Instrument2019-0156683
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$700,315 (+2%) Land $553,745 Building $146,570
2025$9,062.00 (+12.82%) Homeowner's exemption$686,585 (+4.04%) Land $542,888 Building $143,697
2023$8,032.00 (+2.75%) Homeowner's exemption$659,926 Land $521,808 Building $138,118
2022$7,817.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Arenas St

Nearby Streets

Search Property Records by Address or Parcel Number