Miami-Dade County property record for 645 Allendale Rd, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,668 sqft · built 2012 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $775,000 (Apr 2003) |
| Tax Bill | $33,896 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5205-001-0840 |
| Primary APN | 24-5205-001-0840 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,668 sqft Living Area |
| Gross Area | 4,395 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Concrete Block |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Other |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 138 sqft |
| Patio Area | 100 sqft |
| Street Address | 645 ALLENDALE RD |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | BISCAYNE KEY ESTS PB 50-61 LOT 12BLK 7 LOT SIZE 75.000 X 100 OR 21165-3587 03/2003 1 |
| Legal Range | 42E |
| Legal Township | 55S |
| Legal Section | 05 |
| Legal Subdivision | BISCAYNE KEY ESTS |
| Legal Block | 7 |
| Legal Lot Number | 12 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 4602 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 645 ALLENDALE RD, KEY BISCAYNE, FL 33149-2010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2003 · Amount on Record |
| Deed Sale | Apr 10, 2003 · Amount on Record |
| Prior Sale | Nov 5, 1999 · Amount on Record |
| Deed Document Number | 2003237543 |
| Deed Book / Page | 21165 / 3587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 645 ALLENDALE RD, KEY BISCAYNE, FL 33149-2010 |
| Document Number | 0000271021 |
| Book / Page | 35265 / 2708 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 2026271021 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DATA SEARCH |
| Name | Verified Name |
|---|---|
| Address | 645 ALLENDALE RD, KEY BISCAYNE, FL 33149-2010 |
| Document Number | 0000271021, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 35265/2708 |
| Instrument | 2026271021 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 6, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 645 ALLENDALE RD, KEY BISCAYNE, FL 33149-2010 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 645 ALLENDALE RD, MIAMI, FL 33149-2010 |
| Document Number | 0000918762 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 32891/2141 |
| Instrument | 2021R0918762 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2036 |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,896.00 (+2.28%) Homeowner's exemption | $2,131,881 (+5.99%) | $3,048,300 (+15.47%) Land $1,950,000 Building $1,098,300 |
| 2024 | $33,142.00 (+1.36%) | ||
| 2023 | $32,698.00 (+3.7%) Homeowner's exemption | $2,011,456 (+3%) | $2,639,943 (+17.39%) Land $1,725,000 Building $914,943 |
| 2022 | $31,532.00 Homeowner's exemption | $1,952,870 | $2,248,857 Land $1,323,750 Building $925,107 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 489 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 548 units insured incl. 59 condo units |
| Nearby Flood Claims | 790 (1979–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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