645 Albemarle Ave SE, Roanoke, VA 24013 Property Records

Roanoke City property record for 645 Albemarle Ave SE, Roanoke, VA 24013

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,328 sqft · built 1905
Lot Size	0.133 acres (5,772 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Aug 2025)
Tax Bill	$1,263 (2026)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`402-2308`

Property Details

APN / Parcel Number

Primary APN	`402-2308`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,328 sqft Finished Area
Basement Area	664 sqft
Unfinished Basement	664 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Other
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,772 sqft (0.133 acres)
Garage Type	Detached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	645 ALBEMARLE AVE SE
City	ROANOKE
State	VA
Zip	24013-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	LOT 8 BLK 37 BELMONT
Legal Subdivision	BELMONT LAND COMPANYS ADDITION
Legal Block	37
Legal Lot Number	8
Jurisdiction	ROANOKE CITY VA
Township / Civil Division	ROANOKE
Census Block Group	1
Census Block	1042
Census Tract	2700

Owner

Source: Roanoke City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 ALBEMARLE AVE SE, ROANOKE, VA 24013-2327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	20257755
Record Updated	Oct 29, 2026

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE CITY VA
Recording Date	Jun 1, 2018
Property Address	645 ALBEMARLE AVE SE, ROANOKE, VA 24013-2327
Document Number	0000004964
Instrument Date	May 29, 2018
Instrument	18004964
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIRST CHOICE TITLE & SETTLEM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 ALBEMARLE AVE SE, ROANOKE, VA 24013-2327

Mortgage

Document Number	0000004965
Date	Jun 1, 2018
Instrument	18004965

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Roanoke City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Roanoke City
Unified School District	Roanoke City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,263.00 (+42.23%)	$103,600 (+42.31%) Land $21,000 Building $82,600	$103,600 (+42.31%) Land $21,000 Building $82,600
2023	$888.00	$72,800 Land $12,000 Building $60,800	$72,800 Land $12,000 Building $60,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (1985–2004)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Sep 2004 · Severe Storms And Flooding From The Remanants Of Hurricane Jeanne
Claims by Event	Severe Storms And Flooding From The Remanants Of Hurricane Jeanne, Sep 2004 · 3 claims Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 3 claims Severe Storms & Flooding, Apr 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30