645 5th Ave, Aurora, IL 60505 Property Records

Kane County property record for 645 5th Ave, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,552 sqft · built 1927
Lot Size	0.109 acres (4,730 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jan 2023)
Tax Bill	$3,957 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-427-033`

Property Details

APN / Parcel Number

Primary APN	`15-27-427-033`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
Gross Area	2,756 sqft
Basement Area	824 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,730 sqft (0.109 acres)
Lot Dimensions	88 ft deep x 53.8 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 5TH AVE
City	AURORA
State	IL
Zip	60505-4856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIDWELLS ADDN 53.75 FT E 88 FT LOT 22 BLK 14 LOT DIMENSIONS: 53.75 X 88 APPROX LOT SQ FT 4730 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	BIDWELLS ADDN
Legal Block	14
Legal Lot Number	22
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2001
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1469 INDIAN AVE, AURORA, IL 60505-3136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 28, 2020	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Prior Sale	Mar 12, 2015 · Amount on Record
Deed Document Number	20231710
Prior Transfer Date	Jul 1, 1997
Prior Transfer Doc	0000049165
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 18, 2023
Property Address	645 5TH AVE, AURORA, IL 60505-4856
Document Number	0000001710
Instrument Date	Jan 13, 2023
Instrument	2023K001710
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 5TH AVE, AURORA, IL 60505-4856

Mortgage

Document Number	0000001711
Date	Jan 18, 2023
Instrument	2023K001711

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	645 5TH AVE, AURORA, IL 60505-4856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065118
Date	Oct 28, 2020
Instrument	2020K065118

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 19, 2035

Interest

Rate	2.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,957.00 (+17%)	$68,588 (+9.39%) Land $5,176 Building $63,412	$205,846 (+9.39%) Land $15,534 Building $190,312
2024		$62,701 (+24.1%) Land $4,732 Building $57,969	$188,178 (+24.15%) Land $14,202 Building $173,977
2022	$3,382.00 (+2.08%) Homeowner's exemption	$50,525 (+7.41%) Land $3,858 Building $46,667	$151,575 (+7.41%) Land $11,574 Building $140,001
2021	$3,313.00 Homeowner's exemption	$47,040 Land $3,592 Building $43,448	$141,120 Land $10,776 Building $130,344

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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