Rio Blanco County property record for 645 4th St, Meeker, CO 81641
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,546 sqft · built 1972 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jul 2026) |
| Tax Bill | $1,261 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0102958 |
| Primary APN | R0102958 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,546 sqft Living Area |
| 1st Floor Area | 1,316 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Tri-Level |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 12,000 sqft (0.275 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 110 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R0102958 |
|---|---|
| Street Address | 645 4TH ST |
| City | MEEKER |
| State | CO |
| Zip | 81641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD CITY OF MEEKER BLOCK 042 LOT 1,2 & 3 N. 80 FT OF ALL LEGAL UPON REQUEST |
| Legal Subdivision | CITY OF MEEKER |
| Legal Block | 42 |
| Legal Lot Number | 1-3 |
| Jurisdiction | RIO BLANCO CO |
| Township / Civil Division | MEEKER |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 951100 |
645 4th St is owned by two individuals who bought it in July 2026.
Source: Rio Blanco County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2383, MEEKER, CO 81641-2383 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 20, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN VALLEY BANK |
| Jun 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on File |
| Deed Sale | Jul 1, 2026 · Amount on File |
| Prior Sale | Jun 10, 2022 · Amount on File |
| Deed Document Number | 2026333518 |
| Prior Transfer Date | Jul 13, 2023 |
| Prior Transfer Doc | 0000326800 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | RIO BLANCO CO |
| Recording Date | Jul 1, 2026 |
| Property Address | 645 4TH ST, MEEKER, CO 81641 |
| Document Number | 0000333518 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 2026333518 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | COUNTY ABSTRACT, RIO BLANCO COUNTY ABSTRACT COM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,282.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000333519, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 2026333519 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO BLANCO CO |
| Property Address | 645 4TH ST, MEEKER, CO 81641 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000322817 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 322817 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIO BLANCO CO |
| Recording Date | Jul 20, 2023 |
| Property Address | 645 4TH ST, MEEKER, CO 81641 |
| Document Number | 0000326800 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 326800 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Title Company | NOT AVAILABLE, RIO BLANCO CNTY ABSTRACT CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 244, MEEKER, CO 81641-0244 |
| Document Number | 0000326801 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 326801 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.03% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 10, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 9.03% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RIO BLANCO CO |
| Recording Date | Jun 10, 2022 |
| Property Address | 645 4TH ST, MEEKER, CO 81641 |
| Document Number | 0000324898 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 324898 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Title Company | NOT AVAILABLE, RIO BLANCO CNTY ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 2592, MEEKER, CO 81641-2592 |
| Document Number | 0000324899 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 324899 |
| Name | MOUNTAIN VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.57% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 10, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 7.57% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 11.5% |
The 2025 property tax bill for 645 4th St was $1,261, up 25.2% from the year before.
Source: Rio Blanco County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Rio Blanco County |
| Municipality | Meeker Town |
| Unified School District | Meeker School District RE1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,261.00 (+25.22%) | $19,380 (+18.1%) Land $3,400 Building $15,980 | $310,070 (+26.64%) Land $54,380 Building $255,690 |
| 2024 | $1,007.00 (+2.76%) | $16,410 (-) Land $2,980 Building $13,430 | $244,840 (-) Land $44,410 Building $200,430 |
| 2023 | $980.00 (+6.75%) | $16,410 (+9.25%) Land $2,980 Building $13,430 | $244,840 (+13.3%) Land $44,410 Building $200,430 |
| 2022 | $918.00 | $15,020 Land $3,450 Building $11,570 | $216,090 Land $49,600 Building $166,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 645 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 27, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 645 4th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MEEKER serves 2,473 people · EPA ID CO0152505 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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