645 4th Ct, Silver Lake, WI 53170 Property Records

Kenosha County property record for 645 4th Ct, Silver Lake, WI 53170

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,785 sqft · built 1996
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$319,900 (Aug 2020)
Tax Bill	$6,049 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-4-120-074-4247`

Property Details

APN / Parcel Number

Primary APN	`70-4-120-074-4247`
Alternative APN	`7541200744247`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,785 sqft Living Area
1st Floor Area	1,013 sqft
2nd Floor Area	772 sqft
Basement Area	1,013 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	25,700 sqft (0.589 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Deck Area	361 sqft
Patio Area	204 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Old Parcel Number	7541200744247
Street Address	645 4TH CT
City	SILVER LAKE
State	WI
Zip	53170-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 34 & 35 IN THE WOODLANDS SUB PT SE 1/4 OF SE 1/4 SEC 7 T1 R20 (1993 PT 75-4-120-074-1001-0) DOC1013699 .59 ACS DOC102872
Legal Range	20E
Legal Township	01N
Legal Section	07
Legal Quarter	SE
Legal Subdivision	THE WOODLANDS SUB
Legal Lot Number	34-35 35
Jurisdiction	KENOSHA WI
Township / Civil Division	SALEM LAKES
Census Block Group	1
Census Block	1033
Census Tract	2903

Owner

Source: Kenosha County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	645 4TH CT, SILVER LAKE, WI 53170-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK
Aug 12, 2020	Deed, Transfer · Conventional Mortgage BANK FIVE NINE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Deed Document Number	1874769
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENOSHA WI
Property Address	645 4TH CT, SILVER LAKE, WI 53170-1436
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001932844
Date	Jul 25, 2022
Instrument	1932844

Lender

Name	JOHNSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KENOSHA WI
Recording Date	Aug 12, 2020
Property Address	645 4TH CT, SILVER LAKE, WI 53170-1436
Document Number	0001874769
Instrument Date	Jul 23, 2020
Instrument	1874769
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$959.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	645 4TH CT, SILVER LAKE, WI 53170-1436

Mortgage

Document Number	0001874770
Date	Aug 12, 2020
Instrument	1874770

Lender

Name	BANK FIVE NINE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kenosha County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Kenosha County
Municipality	Salem Lakes Village
Elementary School District	Silver Lake Joint No. 1 School District (KG - 08)
Secondary School District	Wilmot Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,049.00 (+24.77%) Homeowner's exemption	$430,400 (+10.61%) Land $68,800 Building $361,600	$450,521 (+10.87%) Land $72,016 Building $378,505
2023	$4,848.00 Homeowner's exemption	$389,100 Land $60,400 Building $328,700	$406,357 Land $63,079 Building $343,278

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 6 condo units
Nearby Flood Claims	4 (2004–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKECREST SHORES LLC private · serves 88 people · EPA ID WI2300103
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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