645 41st St, Sacramento, CA 95819 Property Records

Sacramento County property record for 645 41st St, Sacramento, CA 95819

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,797 sqft · built 1920
Lot Size	0.145 acres (6,299 sqft)
Owner	Company Name on Record
Last Sale	$531,500 (Dec 2015)
Tax Bill	$11,753 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`004-0243-010-0000`

Property Details

APN / Parcel Number

Primary APN	`004-0243-010-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,797 sqft Living Area
1st Floor Area	1,455 sqft
2nd Floor Area	1,254 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Garage Area	290 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	645 41ST ST
City	SACRAMENTO
State	CA
Zip	95819-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BURLINGAME TERRACE, LOT 52
Legal Subdivision	BURLINGAME TERRACE
Legal Lot Number	52
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3016
Census Tract	200

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	645 41ST ST, SACRAMENTO, CA 95819-2735
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2024	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jun 11, 2020	Quit Claim Deed, Transfer ALLY BK
Jun 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2015 · Amount on Record
Deed Sale	Dec 1, 2015 · Amount on Record
Prior Sale	May 4, 2011 · Amount on Record
Deed Book / Page	20151201 / 150
Last Transfer Date	Jun 3, 2020
Transfer Doc	6110000000907
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	645 41ST ST, SACRAMENTO, CA 95819-2735
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 41ST ST, SACRAMENTO, CA 95819-2735

Mortgage

Document Number	0000001163
Date	Sep 11, 2024
Instrument	202409111163

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 11, 2020
Property Address	645 41ST ST, SACRAMENTO, CA 95819-2735
Document Number	2006110907
Instrument Date	Jun 3, 2020
Instrument	2006110907
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	645 41ST ST SACRAMENTO CA 958192735, SACRAMENTO, CA 95819-2735

Mortgage

Document Number	2006110906
Date	Jun 11, 2020
Instrument	2006110906

Lender

Name	ALLY BK
Type	Bank
Address	CHARLOTTE, NC 28202-2028

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 11, 2020
Property Address	645 41ST ST, SACRAMENTO, CA 95819-2735
Document Number	2006110905
Instrument Date	Jun 3, 2020
Instrument	2006110905
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	645 41ST ST SACRAMENTO CA 958192735, SACRAMENTO, CA 95819-2735

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,045,918 (+3.51%) Land $271,678 Building $774,240
2025	$11,753.00 (+6.1%) Homeowner's exemption	$1,010,410 (+8.89%) Land $266,351 Building $744,059
2024	$11,077.00 (+2.42%)
2023	$10,815.00 (+1.71%) Homeowner's exemption	$927,923 Land $256,009 Building $671,914
2022	$10,633.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	109 in force
Nearby Flood Claims	15 (1995–2023)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Apr 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,003 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

Nearby Properties on 41st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures