645 3rd St W, Whitefish, MT 59937 Property Records

Flathead County property record for 645 3rd St W, Whitefish, MT 59937

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,394 sqft · built 1957
Lot Size0.483 acres (21,039 sqft)
OwnerCompany Name on Record
Last Sale$248,800 (Jun 2015)
Tax Bill$5,686 (2026)
Deeds & MortgagesFeb 2020 Transfer
Flood ZoneZone X (minimal risk)
APNR0752423

Property Details

APN / Parcel Number

Primary APNR0752423
Alternative APNs
  • 07-4292-35-1-04-09-0000
  • 0000039050

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,394 sqft Living Area
1st Floor Area1,394 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1995
Architectural StyleSplit Level
Exterior MaterialShingles
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area21,039 sqft (0.483 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number0000039050
Street Address645 W 3RD ST
CityWHITEFISH
StateMT
Zip59937-3114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionS35, T31 N, R22 W, TR-5P & 5-6 IN SE4NE4, ASSR#0000039050
Legal Range22W
Legal Township31N
Legal Section35
JurisdictionFLATHEAD MT
Township / Civil DivisionWHITEFISH
Census Block Group2
Census Block2002
Census Tract402

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address8651 GLEN ARBOR RD, BEN LOMOND, CA 95005-9535
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2015 · Amount on Record
Deed SaleJun 12, 2015 · Amount on Record
Deed Document Number201511623
Last Transfer DateSep 9, 2019
Transfer Doc0000004194
Record UpdatedOct 29, 2026

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLATHEAD MT
Recording DateFeb 14, 2020
Property Address645 3RD ST W, WHITEFISH, MT 59937-3114
Document Number202000004194
Instrument DateSep 9, 2019
Instrument202000004194
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address8651 GLEN ARBOR RD, BEN LOMOND, CA 95005-9535
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
MunicipalityWhitefish City
Elementary School DistrictWhitefish Elementary School District (PK - 08)
Secondary School DistrictWhitefish High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,686.00 (+34.68%)$813,500 (+32.32%)
2025$813,500 (+32.32%) Land $391,003 Building $422,497
2023$4,222.00$614,800$614,800 Land $250,892 Building $363,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2015

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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