645 3rd St SE, Leeds, ND 58346 Property Records

Benson County property record for 645 3rd St SE, Leeds, ND 58346

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$139,000 (Dec 2023)
Tax Bill	$348 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43001510440000`

Property Details

APN / Parcel Number

Primary APN	`43001510440000`

Location & Zoning

Street Address	645 3RD ST SE
City	LEEDS
State	ND
Zip	58346-7149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN: 000 SCT: 00SUB: 43-0015 BLK: 1 LOT: 19LOTS 19 & 20 BLK 1 1ST DEV CORP LEEDS CITY
Legal Block	1
Legal Lot Number	19,20
Jurisdiction	BENSON ND
Township / Civil Division	LEEDS
Census Block Group	2
Census Block	2108
Census Tract	956700

Owner

645 3rd St SE is owned by an individual who bought it in December 2023.

Source: Benson County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	HFASERVICING@NDGOV
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on File
Deed Sale	Dec 27, 2023 · Amount on File
Deed Document Number	214286
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENSON ND
Recording Date	Dec 27, 2023
Property Address	645 3RD ST SE, LEEDS, ND 58346-7149
Document Number	0000214286
Instrument Date	Dec 18, 2023
Instrument	214286
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	FM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	645 3RD ST SE, LEEDS, ND 58346-7149

Mortgage

Document Number	0000214287
Date	Dec 27, 2023
Instrument	214287

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 645 3rd St SE was $348.

Source: Benson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	North Dakota
County	Benson County
Municipality	Leeds City
Unified School District	Leeds Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$348.00	$55,000 Land $1,732 Building $53,268	$110,000 Land $3,464 Building $106,536
2023	$1,328.00 (-0.97%)	$39,141 (-)	$78,282 (-)
2022	$1,341.00	$39,141	$78,282

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 645 3rd St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 3rd St SE is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 84% of North Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALL SEASONS WD-SYSTEM V private · serves 1,075 people · EPA ID ND3501476
Water Source	Purchased groundwater from CITY OF RUGBY
Last State Inspection	May 2023
Also Mapped Here	ALL SEASONS WD-SYSTEM I, ALL SEASONS WD-SYSTEM III, ALL SEASONS WD-SYSTEM IV
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St SE

Nearby Streets

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