645 3rd Ave NW, New Brighton (Saint Paul), MN 55112 Property Records

Ramsey County property record for 645 3rd Ave NW, New Brighton, MN 55112

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,185 sqft · built 1953
Lot Size0.231 acres (10,080 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Jul 2000)
Tax Bill$4,192 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN29-30-23-14-0027

Property Details

APN / Parcel Number

Primary APN29-30-23-14-0027
Alternative APNs
  • 8591196
  • 656368

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,185 sqft Living Area
1st Floor Area1,185 sqft
Basement Area600 sqft
Finished Basement600 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialAsbestos
Lot Area10,080 sqft (0.231 acres)
Lot Dimensions126 ft deep x 80 ft wide
Garage TypeDetached
Garage Area884 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number656368
Street Address645 3RD AVE NW
CitySAINT PAUL
StateMN
Zip55112-6840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECOND ADDITION TO,NEW BRIGHTO LOTS 22 AND LOT 23 BLK 8
Legal Range23
Legal Township30
Legal Section29
Legal SubdivisionSECOND ADDITION TO,NEW BRIGHTO
Legal Block8
Legal Lot Number22,23
JurisdictionRAMSEY MN
Township / Civil DivisionNEW BRIGHTON
Census Block Group1
Census Block1021
Census Tract41200

Owner

645 3rd Ave NW is owned and occupied by two individuals who bought it in July 2000.

Source: Ramsey County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address645 3RD AVE NW, SAINT PAUL, MN 55112-6840
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2023Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Aug 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2000 · Amount on File
Deed SaleJul 20, 2000 · Amount on File
Deed Document Number2000280490
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address645 3RD AVE NW, NEW BRIGHTON, MN 55112-6840
Transaction TypeMortgage
Record UpdatedFeb 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 3RD AVE NW, SAINT PAUL, MN 55112-6840

Mortgage

Document Number0A04979658
DateFeb 8, 2023
InstrumentA04979658
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address645 3RD AVE NW, NEW BRIGHTON, MN 55112-6840
Transaction TypeMortgage
Record UpdatedAug 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04902867
DateAug 19, 2021
InstrumentA04902867
Lender
NameWINTRUST BANK NA
TypeBank
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term354 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 645 3rd Ave NW was $4,192 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityNew Brighton City
Unified School DistrictMounds View Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$315,400 Land $55,000 Building $260,400$315,400 Land $55,000 Building $260,400
2025$4,192.00
2023$3,736.00 Homeowner's exemption$293,700 Land $55,000 Building $238,700$293,700 Land $55,000 Building $238,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 3rd Ave NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 645 3rd Ave NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNew Brighton
serves 22,902 people · EPA ID MN1620009
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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