Stearns County property record for 645 3rd Ave NW, Melrose, MN 56352
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,322 sqft · built 1952 |
| Lot Size | 0.483 acres (21,025 sqft) |
| Owner | Company Name on File |
| Last Sale | $56,000 (Jun 1994) |
| Tax Bill | $1,864 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 66-36901-0000 |
| Primary APN | 66-36901-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,322 sqft Living Area |
| Gross Area | 1,587 sqft |
| 1st Floor Area | 888 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,025 sqft (0.483 acres) |
| Lot Dimensions | 145 ft deep x 145 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 645 3RD AVE NW |
|---|---|
| City | MELROSE |
| State | MN |
| Zip | 56352-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1-2 & 3 LESS S5' OF LOT 3 BLK 9 & THAT P/O VAC ALLEY ADJ TO SAID LOTS J TO SAID LOTS |
| Legal Range | 33W |
| Legal Township | 126 |
| Legal Section | 34 |
| Legal Subdivision | H J HASKAMPS ADD |
| Legal Block | 9 |
| Legal Lot Number | 1-3 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | MELROSE |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 10600 |
645 3rd Ave NW is owned by a company that bought it in June 1994.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 645 3RD AVE NW, MELROSE, MN 56352-1009 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 1994 · Amount on File |
| Deed Sale | Jun 2, 1994 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 645 3rd Ave NW was $1,864.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Melrose City |
| Unified School District | Melrose Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,864.00 | $198,900 (+2.37%) Land $34,700 Building $164,200 | $198,900 (+2.37%) Land $34,700 Building $164,200 |
| 2025 | $194,300 Land $33,000 Building $161,300 | $194,300 Land $33,000 Building $161,300 | |
| 2023 | $1,566.00 | $168,400 Land $35,100 Building $133,300 | $168,400 Land $35,100 Building $133,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 3rd Ave NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 645 3rd Ave NW has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Melrose serves 3,886 people · EPA ID MN1730016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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