Harrison County property record for 645 2nd St, Gulfport, MS 39501 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,134 sqft · built 2014 |
| Lot Size | 0.212 acres (9,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,180 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2021 Transfer + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0911E-01-046.000 |
| Primary APN | 0911E-01-046.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,134 sqft Adjusted Area |
| 1st Floor Area | 2,382 sqft |
| 2nd Floor Area | 574 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,240 sqft (0.212 acres) |
| Lot Dimensions | 120 ft deep x 77 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 645 2ND ST |
|---|---|
| City | GULFPORT |
| State | MS |
| Zip | 39501-2208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG @ NW COR OF LOT 26 BLK 2 MISS- ISSIPPI LAND AND ABSTRACT COMPANY SUBD OF HEWES ADDITION N73DG E 82.7 FT S 120 FT S74DG W |
| Legal Range | 11W |
| Legal Township | 08S |
| Legal Section | 02 |
| Legal Subdivision | MISS LAND & ABST CO SUBD OF HE |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 1402 |
Source: Harrison County records · APN 0911E-01-046.000
Assessment roll updated November 6, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 2ND ST, GULFPORT, MS 39501-2208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2022 | Deed of Trust, Mortgage · Commercial Mortgage HANCOCK WHITNEY BANK |
| Mar 12, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Nov 15, 2019 | Deed of Trust, Mortgage · ARM BANCORP SOUTH BANK |
| Jul 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GULF SOUTH MORTGAGE LLC |
| Mar 08, 2017 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2013 |
| Deed Sale | Dec 19, 2013 |
| Deed Document Number | 201330009323DJ1 |
| Last Transfer Date | Mar 10, 2021 |
| Transfer Doc | 0000003434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 645 2ND ST, GULFPORT, MS 39501-2208 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20220012999TJ1 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2022-0012999-T-J1 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 21, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Mar 12, 2021 |
| Property Address | 645 2ND ST, GULFPORT, MS 39501-2208 |
| Document Number | 20210003434DJ1 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 2021-0003434-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 645 2ND ST, 645, GULFPORT, MS 39501-2208 |
| Name | Verified Name |
|---|---|
| Address | 645 ND STREET, GULFPORT, MS 39501 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 645 2ND ST, GULFPORT, MS 39501-2208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20199998TJ1 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2019-9998-T-J1 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 01, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.11% |
| Max Rate At Change | 6.11% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 645 2ND ST, GULFPORT, MS 39501-2208 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2020 |
| Name | Verified Name |
|---|
| Document Number | 20200006486TJ1 |
|---|---|
| Date | Jul 07, 2020 |
| Instrument | 2020-0006486-T-J1 |
| Name | GULF SOUTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 645 2ND ST, GULFPORT, MS 39501-2208 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-0002131-T-J1 |
|---|---|
| Date | Mar 08, 2017 |
| Instrument | 2017-0002131-T-J1 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Apr 01, 2032 |
Source: Harrison County records · Assessment roll updated November 6, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Gulfport City |
| Unified School District | Gulfport School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,180.00 (+5.58%) Homeowner's exemption Disabled Person's exemption | $41,528 (+5.13%) | $415,281 (+5.13%) Land $62,997 Building $352,284 |
| 2024 | $4,906.00 (-2.72%) | ||
| 2023 | $5,043.00 Homeowner's exemption Disabled Person's exemption | $39,501 | $395,009 Land $62,997 Building $332,012 |
| 2022 | $5,043.00 |
Source: FEMA National Flood Hazard Layer, Harrison County (28047C), updated April 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280470014021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 190 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 190 in force |
| Nearby Flood Claims | 10 (2005–2020) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Oct 2020, rainfall accumulation, Hurricane Zeta |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Gulfport Veterans Administration Medical Center Historic District listed 2014 · 12 contributing resources · NRIS 13001080 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Cable One | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Telapex | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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