Indian River County property record for 645 14th Ave, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,095 sqft · built 1973 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Apr 2018) |
| Tax Bill | $1,985 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-14-00002-0060-00005.0 |
| Primary APN | 33-39-14-00002-0060-00005.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,095 sqft Living Area |
| 1st Floor Area | 1,095 sqft |
| Utility Area | 88 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Tar & Gravel |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Driveway | Driveway |
| Driveway Area | 200 sqft |
| Pool Area | 288 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 570 sqft |
| Patio Area | 112 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 77696 |
|---|---|
| Street Address | 645 14TH AVE |
| City | VERO BEACH |
| State | FL |
| Zip | 32962-1440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | GLENDALE PARK SUB BLK 6 S 1/2 OF LOT 5 & LOT 6 PBI 1-87 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 14 |
| Legal Subdivision | PLAT OF GLENDALE PARK |
| Legal Block | 6 |
| Legal Lot Number | 5-6 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 50602 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 645 14TH AVE, VERO BEACH, FL 32962-1440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 30, 2018 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Apr 2, 2018 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2018 · Amount on Record |
| Deed Sale | Apr 2, 2018 · Amount on Record |
| Prior Sale | Nov 17, 2009 · Amount on Record |
| Deed Document Number | 3120180019055 |
| Deed Book / Page | 3104 / 0429 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 645 14TH AVE, VERO BEACH, FL 32962-1440 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 645 14TH AVE, VERO BEACH, FL 32962-1440 |
| Document Number | 0034042217 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 3404/2217 |
| Instrument | 3120210022408 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 645 14TH AVE, VERO BEACH, FL 32962-1440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0033101548 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 3310/1548 |
| Instrument | 3120200033716 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 645 14TH AVE, VERO BEACH, FL 32962-1440 |
| Document Number | 0031040431 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2615 11TH AVE FL, FL |
| Document Number | 0031040431 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 003104/000431 |
| Instrument | 19056 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 2, 2018 |
| Property Address | 645 14TH AVE, VERO BEACH, FL 32962-1440 |
| Document Number | 0031040429 |
| Book / Page | 003104 / 000429 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 19055 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,106.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 14TH AVE VERO BEACH FL 329621440, VERO BEACH, FL 32962-1440 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,985.00 (+22.3%) | $148,832 (+5.99%) | $255,747 (+5.41%) Land $36,465 Building $219,282 |
| 2023 | $1,623.00 (+3.18%) | $140,425 (+3%) | $242,630 (+17.69%) Land $29,835 Building $212,795 |
| 2022 | $1,573.00 | $136,335 | $206,162 Land $29,835 Building $176,327 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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