645 12 1/2 Ave E, West Fargo, ND 58078 Property Records

Cass County property record for 645 12 1/2 Ave E, West Fargo, ND 58078

Property Summary

Property Type	Other Improved
Details	4 bd · 2.5 ba · 2,416 sqft · built 1994
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$273,500 (Aug 2022)
Tax Bill	$3,871 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`02-1457-00060-000`

Property Details

APN / Parcel Number

Primary APN	`02-1457-00060-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	153 ft deep x 17 ft wide
Garage Type	Attached
Garage Area	400 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Street Address	645 12 1/2 AVE E
City	WEST FARGO
State	ND
Zip	58078-3058
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT: 6 BLOCK: 1 ADDITION: MEYERS 5TH ADDITIONAL: MEYER 5 ADDN LOT 6 BLK 1
Legal Subdivision	MEYERS FIFTH ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	CASS ND
Township / Civil Division	WEST FARGO
Census Block Group	4
Census Block	4026
Census Tract	10206

Owner

645 12 1/2 Ave E is owned by an individual who bought it in August 2022.

Source: Cass County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	637 12 1/2 AVE E, WEST FARGO, ND 58078-3058
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Deed Document Number	20221671814
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Aug 1, 2022
Property Address	645 12 1/2 AVE E, WEST FARGO, ND 58078-3058
Document Number	0001671814
Instrument Date	Aug 1, 2022
Instrument	1671814
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 12 1/2 AVE E, WEST FARGO, ND 58078-3058

Mortgage

Document Number	0001671815
Date	Aug 1, 2022
Instrument	1671815

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 645 12 1/2 Ave E was $3,871.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	West Fargo City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,871.00	$135,500 Land $16,950 Building $118,550	$271,000 Land $33,900 Building $237,100
2023	$3,422.00	$125,600 Land $16,950 Building $108,650	$251,200 Land $33,900 Building $217,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 645 12 1/2 Ave E in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 12 1/2 Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST FARGO serves 34,858 people · EPA ID ND0900999
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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