645 10th St SE, Naples, FL 34117 Property Records

Collier County property record for 645 10th St SE, Naples, FL 34117

Property Summary

Property TypeSingle Family Home
Details1,486 sqft · built 2021
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on Record
Last Sale$85,000 (May 2020)
Tax Bill$4,396 (2025)
Deeds & MortgagesDec 2021 Mortgage
May 2020 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN341800 7 14C11

Property Details

APN / Parcel Number

Primary APN341800 7 14C11
Alternative APN
  • 39200320108

Interior

Building Area1,486 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeMasonry / Concrete Block
Lot Area108,900 sqft

Location & Zoning

Street Address645 10TH ST SE
CityNAPLES
StateFL
Zip34117-9329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 48 S1/2 OF TR 7
Legal Range27
Legal Township49
Legal Section11
Legal SubdivisionGOLDEN GATE EST UNIT 48
Legal Tract7
Legal Block3
Legal Lot Number1
Legal Unit48
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3008
Census Tract10426

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address645 10TH ST SE, NAPLES, FL 34117-9329
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 18, 2020Warranty Deed, Construction Loan · Construction Mortgage
GSF MORTGAGE CORP
May 18, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2020 · Amount on Record
Deed SaleMay 18, 2020 · Amount on Record
Deed Document Number20205868156
Deed Book / Page5764 / 597
Prior Transfer DateNov 5, 2010
Prior Transfer Doc0046223004
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address645 10TH ST SE, NAPLES, FL 34117-9329
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 10TH ST SE, NAPLES, FL 34117-9329

Mortgage

Document Number0060491587
DateDec 2, 2021
Book Page6049/1587
Instrument6167051
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

May 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMay 18, 2020
Property Address645 10TH ST SE, NAPLES, FL 34117-9329
Document Number0057640597
Book / Page5764 / 597
Map ReferenceMB 5 PG 78&79
Instrument DateMay 15, 2020
Instrument5868156
Transaction TypeConstruction Loan
Record UpdatedJul 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$595.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2116 EVERGREEN LAKE CT, 2116, NAPLES, FL 34112-5342

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2224 SUNSHINE BLVD APT B, B, NAPLES, FL 34116-6363

Mortgage

Document Number0005764605
DateMay 18, 2020
Instrument5764/605
Lender
NameGSF MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term370 Months
DueMar 1, 2051

May 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionCOLLIER FL
Recording DateMay 18, 2020
Property Address645 10TH ST SE, NAPLES, FL 34117-9329
Document Number0057640599
Book / Page005764 / 000599
Instrument DateMay 15, 2020
Instrument5868157
Transaction TypeTransfer
Record UpdatedJun 1, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$421,506 (-2.84%) Land $113,830 Building $307,676$421,506 (-2.84%) Land $113,830 Building $307,676
2025$4,396.00 (+4%) Homeowner's exemption$433,825 (-9.34%) Land $113,830 Building $319,995$433,825 (-17.65%) Land $113,830 Building $319,995
2024$4,227.00 (-11.48%)
2023$4,775.00 (-2.29%) Homeowner's exemption$478,538 (+3%)$526,776 (+13.38%) Land $180,730 Building $346,046
2022$4,887.00 Homeowner's exemption$464,600 Land $139,424 Building $325,176$464,600 Land $139,424 Building $325,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 256 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies264 units insured
incl. 8 condo units
Nearby Flood Claims4 (2017–2026)
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Streamline Internet
Fixed Wireless
450 / 80

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