6449 White Willow Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6449 White Willow Ct, Saint Cloud, FL 34771

Property Summary

Property TypeResidential Vacant Land
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$646,200 (Sep 2025)
Tax Bill$2,724 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Aug 2025 Sale
Flood ZoneZone X (minimal risk)
APN112531572400017060

Property Details

APN / Parcel Number

Primary APN112531572400017060

Exterior

Lot Area10,454 sqft (0.239 acres)

Location & Zoning

Street Address6449 WHITE WILLOW CT
CitySAINT CLOUD
StateFL
Zip34771-9457
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionDEL WEBB SUNBRIDGE PH 2C PB 34 PGS 147-159 LOT 706
Legal Phase2C
Legal Lot Number706
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6449 WHITE WILLOW CT, SAINT CLOUD, FL 34771-9457
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC
Aug 6, 2025Special Warranty Deed, Subdivision Related Transfer
PGP TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2025 · Amount on Record
Deed SaleSep 30, 2025 · Amount on Record
Prior SaleAug 6, 2025 · Amount on Record
Deed Document Number2025119912
Deed Book / Page6855 / 2175
Record UpdatedJun 8, 2026

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 30, 2025
Property Address6449 WHITE WILLOW CT, SAINT CLOUD, FL 34771-9457
Document Number0068552175
Book / Page6855 / 2175
Map ReferenceMB 34 PG 147-159
Instrument DateSep 24, 2025
Instrument2025119912
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,523.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address6449 WHITE WILLOW CT, SAINT CLOUD, FL 34771-9457

Mortgage

Document Number0068552177
DateSep 30, 2025
Instrument6855/2177
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 6, 2025
Property Address6449 WHITE WILLOW CT, SAINT CLOUD, FL 34771-9457
Document Number0068310392
Book / Page6831 / 392
Map ReferenceMB 34 PG 147
Instrument DateAug 1, 2025
Instrument2025098099
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
Tax$3,236.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2378 LILY BLOOM RD, SAINT CLOUD, FL 34771-9452

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,724.00 (+26.29%)$70,000 (+1%) Land $70,000$70,000 (+1%) Land $70,000
2024$2,157.00$35,000 Land $35,000$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 91% of Florida
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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