Orange County property record for 6449 Swanson St, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4.5 ba · 4,130 sqft · built 2014 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,200 (Jan 2015) |
| Tax Bill | $9,885 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-23-28-2465-00-190 |
| Primary APN | 30-23-28-2465-00-190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,130 sqft Living Area |
| Gross Area | 5,603 sqft |
| 1st Floor Area | 2,176 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 541 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 499 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 6449 SWANSON ST |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-4120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | ENCLAVE 82/122 LOT 19 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 30 |
| Legal Subdivision | ENCLAVE |
| Legal Tract | 2465 |
| Legal Lot Number | 19 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 17108 |
6449 Swanson St is owned and occupied by two individuals who bought it in January 2015.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6449 SWANSON ST, WINDERMERE, FL 34786-4120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WEBSTER FIVE CENTS SAVINGS BANK |
| Oct 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2015 · Amount on File |
| Deed Sale | Jan 5, 2015 · Amount on File |
| Deed Document Number | 20152042 |
| Deed Book / Page | 10855 / 9190 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 6449 SWANSON ST, WINDERMERE, FL 34786-4120 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000470068 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 20190470068 |
| Name | WEBSTER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | WEBSTER, MA 01570 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 6449 SWANSON ST, WINDERMERE, FL 34786-4120 |
| Document Number | 0000572351 |
| Instrument Date | Oct 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6449 SWANSON ST WINDERMERE FL 347864120, WINDERMERE, FL 34786-4120 |
| Document Number | 0000572351 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 572351 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2050 |
The 2025 property tax bill for 6449 Swanson St was $9,885, up 3.8% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $617,498 (+2.7%) | $1,026,490 (-1.34%) Land $150,000 Building $876,490 | |
| 2025 | $9,885.00 (+3.8%) Homeowner's exemption | $601,264 | $1,040,410 Land $150,000 Building $890,410 |
| 2024 | $9,523.00 (+7.39%) | ||
| 2023 | $8,868.00 (+3.5%) Homeowner's exemption | $567,300 (+3%) | $925,075 (+30.08%) Land $150,000 Building $775,075 |
| 2022 | $8,568.00 Homeowner's exemption | $550,777 | $711,181 Land $115,000 Building $596,181 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6449 Swanson St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 14 (1994–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6449 Swanson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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