Howard County property record for 6449 Lochridge Rd, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,177 sqft · built 1964 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $7,732 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-344980 |
| Primary APN | 05-344980 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,177 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 58,806 sqft (1.35 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 344980 |
|---|---|
| Street Address | 6449 LOCHRIDGE RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-4032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 19 1.35 A 6449 LOCHRIDGE RD BRAEBURN SEC 1 |
| Legal Subdivision | BRAEBURN 01 |
| Legal Lot Number | 19 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 605601 |
6449 Lochridge Rd is owner-occupied and held in a trust since December 2000.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6449 LOCHRIDGE RD, COLUMBIA, MD 21044-4032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL FREEDOM MORTGAGE LLC |
| Apr 23, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2000 |
| Deed Sale | Dec 26, 2000 |
| Prior Sale | Dec 26, 2000 |
| Deed Document Number | 2000209740 |
| Deed Book / Page | 5296 / 6 |
| Transfer Doc | 0055590251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6449 LOCHRIDGE RD, COLUMBIA, MD 21044-4032 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | EAGLE TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 6449 LOCHRIDGE RD, COLUMBIA, MD 21044-4032 |
| Document Number | 0204540062 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 20454/62 |
| Name | FINANCIAL FREEDOM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6449 LOCHRIDGE RD, COLUMBIA, MD 21044-4032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0193070312 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 19307/312 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6449 LOCHRIDGE RD, COLUMBIA, MD 21044-4032 |
| Document Number | 0189210444 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6449 LOCHRIDGE RD COLUMBIA MD 210444032, COLUMBIA, MD 21044-4032 |
| Document Number | 0189210444 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 018921/000444 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2049 |
The 2026 property tax bill for 6449 Lochridge Rd was $7,732 with a homeowner's exemption, down 0.5% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,732.00 (-0.45%) Homeowner's exemption | $583,733 (+10.95%) | $699,000 (+32.86%) Land $404,700 Building $294,300 |
| 2025 | $7,767.00 (+4.55%) Homeowner's exemption | $526,100 Land $289,700 Building $236,400 | $526,100 Land $289,700 Building $236,400 |
| 2024 | $7,429.00 | ||
| 2023 | $476,167 | $526,100 Land $289,700 Building $236,400 | |
| 2022 | $5,080.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6449 Lochridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6449 Lochridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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