6449 E Tenison St, Inverness, FL 34452 Property Records

Citrus County property record for 6449 E Tenison St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,282 sqft · built 1998
Lot Size	1.28 acres (55,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Nov 2022)
Tax Bill	$3,745 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-30-001A-0420B-0080`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-30-001A-0420B-0080`
Alternative APNs	`3019S20E001A0420B0080` `2868619`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,282 sqft Living Area
Gross Area	2,858 sqft
1st Floor Area	2,282 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	55,748 sqft (1.28 acres)
Lot Dimensions	231 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	5 Parking Spaces
Porch	Finished/Open Porch
Porch Area	442 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2868619
Street Address	6449 E TENISON ST
City	INVERNESS
State	FL
Zip	34452-8555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	INVERNESS HGLDS WEST 1ST ADD REPLAT PB 6 PG 116 W1/2 OF LOT 8 & E1/2 OF LOT 8 BLK 420B
Legal Range	20E
Legal Township	20S
Legal Section	05
Legal Subdivision	INVERNESS HIGHLANDS WEST 1ST A
Legal Block	420B
Legal Lot Number	8
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1016
Census Tract	451104

Owner

Source: Citrus County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6449 E TENISON ST, INVERNESS, FL 34452-8555
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Feb 26, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 17, 2022	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Deed Document Number	202277186
Deed Book / Page	3335 / 1444
Prior Transfer Date	Jan 24, 2003
Prior Transfer Doc	0015690451
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6449 E TENISON ST, INVERNESS, FL 34452-8555
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6449 E TENISON ST, INVERNESS, FL 34452-8555

Mortgage

Document Number	0036270244
Date	Dec 15, 2025
Book Page	3627/244
Instrument	2025074792

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6449 E TENISON ST, INVERNESS, FL 34452-8555
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6449 E TENISON ST, INVERNESS, FL 34452-8555

Mortgage

Document Number	0034471740
Date	Feb 26, 2024
Book Page	3447/1740
Instrument	2024010758

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 17, 2022
Property Address	6449 E TENISON ST, INVERNESS, FL 34452-8555
Document Number	0033351444
Book / Page	3335 / 1444
Map Reference	MB 6 PG 116-122
Instrument Date	Nov 16, 2022
Instrument	2022077186
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11060 SW 27TH AVE, 11060, OCALA, FL 34476-8213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6449 E TENISON ST, INVERNESS, FL 34452-8555

Mortgage

Document Number	0033351446
Date	Nov 17, 2022
Instrument	3335/1446

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,745.00 (+4.32%) Homeowner's exemption	$276,997 (-12.99%)	$320,280 (+0.61%) Land $28,800 Building $291,480
2024	$3,590.00 (-26.64%) Homeowner's exemption Additional exemption filed	$318,346 (+1.68%) Land $28,800 Building $289,546	$318,346 (+1.68%) Land $28,800 Building $289,546
2023	$4,894.00 (+256.71%) Additional exemption filed	$313,087 (+17.45%) Land $24,000 Building $289,087	$313,087 (+17.45%) Land $24,000 Building $289,087
2022	$1,372.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$266,576 Land $14,940 Building $251,636	$266,576 Land $14,940 Building $251,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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