Deschutes County property record for 64485 Research Rd, Bend, OR 97703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,462 sqft · built 1999 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $585,000 (Jun 2018) |
| Tax Bill | $5,534 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161231-00-00412 |
| Primary APN | 161231-00-00412 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,462 sqft Living Area |
| Gross Area | 2,106 sqft |
| 1st Floor Area | 1,462 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 644 sqft |
| Deck Area | 544 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 162889 |
|---|---|
| Street Address | 64485 RESEARCH RD |
| City | BEND |
| State | OR |
| Zip | 97703-7823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TUR5 |
| Legal Description | SEC 31 - BAAP N 00 05 21 W 1010.00 FT FRM SW COR OF SD SEC 31 TH N 00 05 21 W 330.00 FT TH S 89 06 27 ... |
| Legal Range | 12 |
| Legal Township | 16 |
| Legal Section | 31 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | TUMALO |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 602 |
Source: Deschutes County records, as of May 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 64485 RESEARCH RD, BEND, OR 97703-7823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CREDIT UNION |
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU |
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2018 · Amount on Record |
| Deed Sale | Jun 22, 2018 · Amount on Record |
| Deed Document Number | 201825594 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Apr 24, 2026 |
| Property Address | 64485 RESEARCH RD, BEND, OR 97703-7823 |
| Document Number | 0000012238 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202612238 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 64485 RESEARCH RD, BEND, OR 97703-7823 |
| Document Number | 0000012238, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 202612238 |
| Name | OREGON COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 64485 RESEARCH RD, BEND, OR 97703-7823 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000036342 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2022-36342 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 29, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 64485 RESEARCH RD, BEND, OR 97703-7823 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | DESCHUTES COUNTY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000018873 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020-18873 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jun 22, 2018 |
| Property Address | 64485 RESEARCH RD, BEND, OR 97703-7823 |
| Document Number | 0000025594 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 25594 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2018 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 64485 RESEARCH RD BEND OR 977037823, BEND, OR 97703-7823 |
| Document Number | 25595 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 25595 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2048 |
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Redmond School District 2J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,534.00 (+4.59%) | $352,790 (+3%) | $978,710 (-12.3%) Land $374,580 Building $604,130 |
| 2024 | $5,291.00 (+35.74%) | $342,520 (+32.16%) | $1,115,950 (+42.94%) Land $405,200 Building $710,750 |
| 2023 | $3,898.00 | $259,170 | $780,700 Land $405,200 Building $375,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · lower than 68% of Oregon |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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