Upshur County property record for 6448 FM 2088, Gilmer, TX 75644
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 2024 |
| Lot Size | 1.93 acres (84,350 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,673 (2026) |
| Deeds & Mortgages | Aug 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 432U-S05-000-003-5 |
| Primary APN | 432U-S05-000-003-5 |
|---|---|
| Alternative APN |
|
| Building Area | 1,800 sqft Total Area |
|---|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 84,350 sqft (1.93 acres) |
| Account Number | 432U-S05-000-003-5 |
|---|---|
| Street Address | 6448 FM 2088 |
| City | GILMER |
| State | TX |
| Zip | 75644-6413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABS A432 ROWELL, MOODY,TRACT 3-5, 1.9364 ACRES & HOUSE |
| Legal Tract | 3-5 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | BETTIE |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 950200 |
6448 FM 2088 is owned and occupied by two individuals.
Source: Upshur County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6448 FM 2088, GILMER, TX 75644-6413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 6448 FM 2088, GILMER, TX 75644-6413 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202405327 |
|---|---|
| Date | Aug 29, 2024 |
| Instrument | 202405327 |
| Name | CREDIT UNION OF TEXAS |
|---|---|
| Type | Credit Union |
| Address | ALLEN, TX 75013 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 5, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 6448 FM 2088 was $3,673 with a homeowner's exemption.
Source: Upshur County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Upshur County |
| Unified School District | Harmony Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,673.00 Homeowner's exemption | $226,020 Land $43,830 Building $182,190 | $226,020 Land $43,830 Building $182,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6448 FM 2088 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6448 FM 2088 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 61% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHARON WSC serves 9,111 people · EPA ID TX2500020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Etex Telephone Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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