6447 Sandy Ln, Milton, FL 32570 Property Records

Santa Rosa County property record for 6447 Sandy Ln, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,309 sqft · built 1969
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Dec 2022)
Tax Bill	$1,336 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-2N-28-0000-00209-0000`

Property Details

APN / Parcel Number

Primary APN	`21-2N-28-0000-00209-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,309 sqft Heated Area
Gross Area	2,145 sqft
1st Floor Area	1,309 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	3,090 ft deep x 1,410 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	311 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212N280000002090000
Street Address	6447 SANDY LN
City	MILTON
State	FL
Zip	32570-6419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATED FOR 2023 N 309.1 FT OF S 643.2 FT OF W 141 FT OF E 564 FT OF NW4 OF NE4 OF SEC 21-2N-28W AS DES IN OR
Legal Range	28W
Legal Township	02N
Legal Section	21
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1024
Census Tract	10505

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6447 SANDY LN, MILTON, FL 32570-6419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit PEN AIR FCU
Dec 5, 2022	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Deed Document Number	202266552
Deed Book / Page	4349 / 1050
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6447 SANDY LN, MILTON, FL 32570-6419
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6447 SANDY LN, MILTON, FL 32570-6419

Mortgage

Document Number	0044081392
Date	Jun 26, 2023
Book Page	4408/1392
Instrument	202328184

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 5, 2022
Property Address	6447 SANDY LN, MILTON, FL 32570-6419
Document Number	0043491050
Book / Page	4349 / 1050
Instrument Date	Dec 2, 2022
Instrument	202266552
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5226 COMPASS CT, MILTON, FL 32571-3061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6447 SANDY LN, MILTON, FL 32570-6419

Mortgage

Document Number	0043491053
Date	Dec 5, 2022
Instrument	4349/1053

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,336.00 (+0.07%) Homeowner's exemption Disabled Person's exemption	$155,982 (+1.15%) Land $17,500 Building $138,482	$155,982 (+1.15%) Land $17,500 Building $138,482
2023	$1,335.00 (-19.14%)	$154,212 (+16.84%) Land $17,500 Building $136,712	$154,212 (+16.84%) Land $17,500 Building $136,712
2022	$1,651.00	$131,991	$131,991 Land $20,000 Building $111,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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