Oneida County property record for 6446 Thunder Lake Rd, Rhinelander, WI 54501
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.02 acres (218,671 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,922 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SU 1124 5 |
| Primary APN | SU 1124 5 |
|---|
| Lot Area | 218,671 sqft (5.02 acres) |
|---|
| Street Address | 6446 THUNDER LAKE RD |
|---|---|
| City | RHINELANDER |
| State | WI |
| Zip | 54501-7500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 628905/589901 PT SW SE5.02A PCL 9 SM C1669 |
| Legal Range | 10E |
| Legal Township | 38N |
| Legal Section | 16 |
| Jurisdiction | ONEIDA WI |
| Township / Civil Division | SUGAR CAMP |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 970104 |
Source: Oneida County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6446 THUNDER LAKE RD, RHINELANDER, WI 54501-7500 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 16, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 21, 2019 | Deed of Trust, Mortgage · Line of Credit COVANTAGE CU |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COVANTAGE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 12, 2026 |
| Transfer Doc | 0000872344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Jun 16, 2026 |
| Property Address | 6446 THUNDER LAKE RD, RHINELANDER, WI 54501-7500 |
| Document Number | 0000872344 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 2026872344 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | RHINELANDER, WI 54501 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000798875 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 798875 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 15, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | RHINELANDER, WI 54501 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000819508 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 819508 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | May 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
Source: Oneida County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Oneida County |
| County Subdivision | Sugar Camp Town |
| Unified School District | Three Lakes School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,922.00 (-3.02%) | $337,800 (-) Land $30,100 Building $307,700 | $576,538 Land $51,373 Building $525,165 |
| 2023 | $4,044.00 Homeowner's exemption | $337,800 Land $30,100 Building $307,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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