6446 Sunray Crest Dr, Victor, NY 14564 Property Records

Ontario County and Victor Town property record for 6446 Sunray Crest Dr, Victor, NY 14564

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,708 sqft · built 2018
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$254,000 (Feb 2019)
Tax Bill	$7,859 (2026)
Deeds & Mortgages	May 2022 Mortgage Jan 2021 Refinance + 5 more
APN	`BOCAP 57`

Property Details

APN / Parcel Number

Primary APN	`BOCAP 57`
Alternative APNs	`324889 28.04-2-57.000` `48890280040002057000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,708 sqft Living Area
1st Floor Area	885 sqft
2nd Floor Area	823 sqft
Game Room	Game Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	BOCAP 57
Street Address	6446 SUNRAY CREST DR
City	VICTOR
State	NY
Zip	14564-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-B
Legal Description	73.93 X 150 LOT 57
Legal Block	2
Legal Lot Number	57.000
Jurisdiction	ONTARIO NY
Township / Civil Division	VICTOR
Census Block Group	2
Census Block	2025
Census Tract	50103

Owner

6446 Sunray Crest Dr is owned and occupied by an individual who bought it in February 2019.

Source: Ontario County and Victor Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6446 SUNRAY CREST DR, VICTOR, NY 14564-9534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LYONS SAVINGS BANK
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LYONS SAVINGS BANK
Jun 28, 2017	Deed of Trust, Mortgage PITTSFORD FEDERAL CREDIT UNION
Apr 18, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LYONS SAVINGS BANK
Feb 11, 2019	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage LYONS SAVINGS BANK
Aug 10, 2018	Warranty Deed, Transfer
May 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2019 · Amount on File
Deed Sale	Feb 11, 2019 · Amount on File
Prior Sale	Aug 10, 2018 · Amount on File
Deed Book / Page	1423 / 153
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	6446 SUNRAY CREST DR, VICTOR, NY 14564-9534
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003159/507
Date	May 17, 2022
Book Page	3159/507
Instrument	202205170053

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	61 Months
Due	Jun 1, 2027

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	6446 SUNRAY CREST DR, VICTOR, NY 14564-9534
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3032/31
Date	Jan 27, 2021
Book Page	3032/31
Instrument	202101270205

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Feb 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	6446 SUNRAY CREST DR, VICTOR, NY 14564-9534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002768/0000000820
Date	Jun 28, 2017
Book Page	0000002768/0000000820

Lender

Name	PITTSFORD FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	175 Months
Due	Jan 1, 2032

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	6446 SUNRAY CREST DR, VICTOR, NY 14564-9534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2879/351
Date	Apr 18, 2019
Book Page	2879/351

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	61 Months
Due	May 1, 2024

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Feb 11, 2019
Property Address	6446 SUNRAY CREST DR, VICTOR, NY 14564-9534
Document Number	001423/153
Book / Page	1423 / 153
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002869932
Date	Feb 11, 2019
Instrument	2869/932

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	001423/153
Date	Feb 11, 2019
Book Page	1423/153

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Aug 10, 2018
Property Address	6446 SUNRAY CREST DR, VICTOR, NY 14564-9534
Document Number	001412/177
Book / Page	1412 / 177
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3240, ROCHESTER, NY 14624
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	May 25, 2018
Property Address	6446 SUNRAY CREST DR, VICTOR, NY 14564-9534
Document Number	001407/508
Book / Page	1407 / 508
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3240, ROCHESTER, NY 14624

Tax Assessment & Valuation

The 2026 property tax bill for 6446 Sunray Crest Dr was $7,859, up 48.9% from the year before.

Source: Ontario County and Victor Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Victor Town
Unified School District	Victor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,859.00 (+48.93%)
2025	$5,277.00	$254,000 Land $58,000 Building $196,000	$379,100 Land $86,566 Building $292,534
2023		$254,000 Land $58,000 Building $196,000	$321,500 Land $73,413 Building $248,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 6446 Sunray Crest Dr; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6446 Sunray Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA - GENEVA serves 8,532 people · EPA ID NY3404515
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb
Copper	13 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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