6446 Finlayson Rd, Finlayson, MN 55735 Property Records

Pine County property record for 6446 Finlayson Rd, Finlayson, MN 55735

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,316 sqft · built 1984
Lot Size	8.44 acres (367,646 sqft)
Owner	Individual Name on Record
Tax Bill	$3,006 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`38.0056.001`

Property Details

APN / Parcel Number

Primary APN	`38.0056.001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
Gross Area	2,256 sqft
Basement Area	1,232 sqft
Finished Basement	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	367,646 sqft (8.44 acres)
Garage Area	1,440 sqft
Driveway	Driveway
Driveway Area	624 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Deck Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6446 FINLAYSON RD
City	FINLAYSON
State	MN
Zip	55735-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-043 RANGE-020 8.44 AC THAT PART OF FCT SOUTHWEST 1/4 OF NORTHWEST 1/4 DESC AS FOLL: COM AT NW CORNER OF SW1/4 OF
Legal Range	020
Legal Township	043
Legal Section	19
Jurisdiction	PINE MN
Township / Civil Division	FINLAYSON
Census Block Group	2
Census Block	2049
Census Tract	950300

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6446 FINLAYSON RD, FINLAYSON, MN 55735-9405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Dec 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	6446 FINLAYSON RD, FINLAYSON, MN 55735-9405
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	561272
Date	May 10, 2021
Instrument	561272

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Dec 1, 2017
Property Address	6446 FINLAYSON RD, FINLAYSON, MN 55735-9405
Document Number	537039
Instrument Date	Nov 28, 2017
Instrument	537039
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
Municipality	Finlayson City
Unified School District	Hinckley-Finlayson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,400 (+24.96%) Land $83,200 Building $255,200	$338,400 (+24.96%) Land $83,200 Building $255,200
2025	$3,006.00 (+8.44%)
2023	$2,772.00 Homeowner's exemption	$270,800 Land $54,700 Building $216,100	$270,800 Land $54,700 Building $216,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2016–2023)
Most Recent Claim	Apr 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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