6446 E Morley St, Inverness, FL 34452 Property Records

Citrus County property record for 6446 E Morley St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 953 sqft · built 1976
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,000 (Apr 2021)
Tax Bill	$1,749 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-29-0010-03730-0100`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-29-0010-03730-0100`
Alternative APNs	`2919S20E0010037300100` `1817919`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	953 sqft Living Area
Gross Area	1,465 sqft
1st Floor Area	953 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Enclosed Vinyl Porch
Porch Area	368 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1817919
Street Address	6446 E MORLEY ST
City	INVERNESS
State	FL
Zip	34452-8030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS WEST PB 5 PG 19 LOT 10 BLK 373
Legal Range	20E
Legal Township	19S
Legal Section	32
Legal Subdivision	INVERNESS HIGHLANDS WEST
Legal Block	373
Legal Lot Number	10
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2043
Census Tract	451103

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6446 E MORLEY ST, INVERNESS, FL 34452-8030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · VA Mortgage HOMESTAR FINANCIAL CORP
May 30, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 13, 2021	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	Sep 22, 2014 · Amount on Record
Deed Document Number	202123690
Deed Book / Page	3153 / 1405
Last Transfer Date	May 10, 2023
Transfer Doc	0033820968
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6446 E MORLEY ST, INVERNESS, FL 34452-8030
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 FELTON RD, SCHUYLER FALLS, NY 12985-1802

Mortgage

Document Number	0033942133
Date	Jul 14, 2023
Book Page	3394/2133
Instrument	2023041170

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	ATHENS, GA 30601

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	May 1, 2051

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	May 30, 2023
Property Address	6446 E MORLEY ST, INVERNESS, FL 34452-8030
Document Number	0033820968
Book / Page	3382 / 968
Map Reference	MB 5 PG 19-33
Instrument Date	May 10, 2023
Instrument	2023031038
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3440 E FOXWOOD CT, INVERNESS, FL 34452-3676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6446 E MORLEY ST, INVERNESS, FL 34452-8030

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 13, 2021
Property Address	6446 E MORLEY ST, INVERNESS, FL 34452-8030
Document Number	0031531405
Book / Page	3153 / 1405
Map Reference	MB 5 PG 19-33
Instrument Date	Apr 8, 2021
Instrument	2021023690
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	NOT AVAILABLE, A1 TITLE OF THE NATURE COAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,001.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3440 E FOXWOOD CT, 3440, INVERNESS, FL 34452-3676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6446 E MORLEY ST, INVERNESS, FL 34452-8030

Mortgage

Document Number	31531406
Date	Apr 13, 2021
Instrument	3153/1406

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,749.00 (-1.19%) Homeowner's exemption Disabled Person's exemption	$150,176 (-2.64%) Land $9,200 Building $140,976	$150,176 (-2.64%) Land $9,200 Building $140,976
2024	$1,770.00 (-1.94%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$154,247 (+2.51%) Land $6,240 Building $148,007	$154,247 (+2.51%) Land $6,240 Building $148,007
2023	$1,805.00 (-4.9%) Homeowner's exemption Additional exemption filed	$150,465 (+16.62%) Land $6,560 Building $143,905	$150,465 (+16.62%) Land $6,560 Building $143,905
2022	$1,898.00	$129,020 Land $4,000 Building $125,020	$129,020 Land $4,000 Building $125,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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