Indian River County property record for 6446 5th Pl, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,330 sqft · built 1985 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Nov 2024) |
| Tax Bill | $4,569 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Nov 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 33-39-17-00004-0001-00017.0 |
| Primary APN | 33-39-17-00004-0001-00017.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 1,330 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 158 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Pool Area | 336 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 220 sqft |
| Patio Area | 396 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 81418 |
|---|---|
| Street Address | 6446 5TH PL |
| City | VERO BEACH |
| State | FL |
| Zip | 32968-9649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | PINE TREE PARK UNIT NO 3 BLK A LOT 17 PBI 3-50 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 17 |
| Legal Subdivision | PINE TREE PARK UNIT NO 3 |
| Legal Block | A |
| Legal Lot Number | 17 |
| Legal Unit | 3 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 50704 |
6446 5th Pl is owned and occupied by an individual who bought it in November 2024.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6446 5TH PL, VERO BEACH, FL 32968-9649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Nov 29, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2024 · Amount on File |
| Deed Sale | Nov 4, 2024 · Amount on File |
| Prior Sale | Oct 13, 2011 · Amount on File |
| Deed Document Number | 3120240052530 |
| Deed Book / Page | 3734 / 2243 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6446 5TH PL, VERO BEACH, FL 32968-9649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032611565 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 3261/1565 |
| Instrument | 3120190072520 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 6446 5TH PL, VERO BEACH, FL 32968-9649 |
| Document Number | 0031691504 |
| Instrument Date | Nov 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 6446 5TH PL VERO BEACH FL 329689649, VERO BEACH, FL 32968-9649 |
| Document Number | 0031691504 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 003169/001504 |
| Instrument | 74375 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 6446 5th Pl was $4,569.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,569.00 | $296,196 Land $61,411 Building $234,785 | $296,196 Land $61,411 Building $234,785 |
| 2023 | $1,166.00 (+3.55%) | $110,811 (+3%) | $298,934 (+34.35%) Land $61,411 Building $237,523 |
| 2022 | $1,126.00 | $107,584 | $222,508 Land $37,791 Building $184,717 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6446 5th Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 270 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 270 in force |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 1 of 23 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6446 5th Pl is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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