6446 295th St E, Cannon Falls, MN 55009 Property Records

Dakota County property record for 6446 295th St E, Cannon Falls, MN 55009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,836 sqft · built 1995
Lot Size	1.39 acres (60,587 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Apr 2018)
Tax Bill	$4,366 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`31-44300-01-160`

Property Details

APN / Parcel Number

Primary APN	`31-44300-01-160`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,836 sqft Living Area
Gross Area	4,916 sqft
1st Floor Area	3,836 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	60,587 sqft (1.39 acres)
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	6446 295TH ST E
City	CANNON FALLS
State	MN
Zip	55009-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW ACRES 16 1
Legal Range	18W
Legal Township	112
Legal Section	10
Legal Subdivision	LAKEVIEW ACRES
Legal Block	1
Legal Lot Number	160
Jurisdiction	DAKOTA MN
Township / Civil Division	RANDOLPH
Census Block Group	2
Census Block	2032
Census Tract	61402

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6446 295TH ST E, CANNON FALLS, MN 55009-9203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BANK
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS & MERCHANTS BANK
Jan 31, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BANK
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS & MERCHANTS BANK
Apr 18, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FARMERS & MERCHANTS BANK
Apr 18, 2018	Quit Claim Deed, Transfer BURNET TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Prior Sale	Sep 19, 2005 · Amount on Record
Deed Document Number	2018790991
Prior Transfer Date	Mar 19, 2018
Prior Transfer Doc	0000790990
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	6446 295TH ST E, CANNON FALLS, MN 55009-9203
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6446 295TH ST E, CANNON FALLS, MN 55009-9203

Mortgage

Document Number	0000871390
Date	Mar 1, 2023
Instrument	871390

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	CANNON FALLS, MN 55009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Feb 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	6446 295TH ST E, CANNON FALLS, MN 55009-9203
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000848302
Date	Aug 6, 2021
Instrument	848302

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	CANNON FALLS, MN 55009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.99%
Index	1-Year CMT
Max Rate	8.99%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	6446 295TH ST E, CANNON FALLS, MN 55009-9203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6446 295TH ST E, CANNON FALLS, MN 55009-9203

Mortgage

Document Number	0000801946
Date	Jan 31, 2019
Instrument	801946

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	CANNON FALLS, MN 55009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2024

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	6446 295TH ST E, CANNON FALLS, MN 55009-9203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000821625
Date	May 26, 2020
Instrument	821625

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	CANNON FALLS, MN 55009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Apr 18, 2018
Property Address	6446 295TH ST E, CANNON FALLS, MN 55009-9203
Document Number	0000790991
Instrument Date	Apr 13, 2018
Instrument	790991
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6446 295TH ST E, CANNON FALLS, MN 55009-9203

Mortgage

Document Number	0000790992
Date	Apr 18, 2018
Instrument	790992

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAKOTA MN
Recording Date	Apr 18, 2018
Property Address	6446 295TH ST E, CANNON FALLS, MN 55009-9203
Document Number	0000790990
Instrument Date	Mar 19, 2018
Instrument	790990
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	BURNET TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6446 295TH ST E CANNON FALLS MN 550099203, CANNON FALLS, MN 55009-9203

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
County Subdivision	Randolph Township
Unified School District	Randolph Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,366.00	$763,300 Land $89,500 Building $673,800	$763,300 Land $89,500 Building $673,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60
Southeast MN Wifi Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Metronet.

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